640 Oak Ave, Pevely, MO 63070 Property Records

Jefferson County property record for 640 Oak Ave, Pevely, MO 63070

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,472 sqft · built 1970
Lot Size	0.374 acres (16,295 sqft)
Owner	2 Individual Names on File
Last Sale	$89,400 (Jan 2000)
Tax Bill	$1,629 (2025)
Deeds & Mortgages	Jan 2023 Sale Nov 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`104.018.03003017`

Property Details

APN / Parcel Number

Primary APN	`104.018.03003017`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,472 sqft Living Area
1st Floor Area	1,648 sqft
Basement Area	824 sqft
Finished Basement	824 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Construction Type	Frame
Lot Area	16,295 sqft (0.374 acres)
Lot Dimensions	125 ft deep x 100 ft wide
Porch	Open Frame Porch
Porch Area	156 sqft
Patio Area	1,000 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	640 OAK AVE
City	PEVELY
State	MO
Zip	63070-2039
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CT1
Legal Description	SIMS MEADOW 1ST ADD LOT 4
Legal Range	6E
Legal Township	41N
Legal Section	18
Legal Subdivision	SIMS MEADOW 1ST ADD
Legal Block	1
Legal Lot Number	4
Jurisdiction	JEFFERSON MO
Township / Civil Division	JOACHIM
Census Block Group	1
Census Block	1005
Census Tract	700606

Owner

640 Oak Ave is owned and occupied by two individuals who acquired it in January 2023.

Source: Jefferson County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	640 OAK AVE, PEVELY, MO 63070-2039
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2023	Beneficiary Deed, Transfer
Nov 1, 2017	Deed of Trust, Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 27, 2000 · Amount on File
Deed Sale	Jan 27, 2000 · Amount on File
Prior Sale	Nov 8, 1999
Deed Book / Page	975 / 228
Last Transfer Date	Jan 17, 2023
Transfer Doc	0000002108
Record Updated	Oct 29, 2026

January 2023: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	JEFFERSON MO
Recording Date	Jan 26, 2023
Property Address	640 OAK AVE, PEVELY, MO 63070-2039
Document Number	0000002108
Map Reference	MB 020 PG 024
Instrument Date	Jan 17, 2023
Instrument	2023R-002108
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	640 OAK AVE, PEVELY, MO 63070-2039

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	640 OAK AVE, PEVELY, MO 63070-2039
Document Number	0000035771
Instrument Date	Nov 1, 2017
Transaction Type	Mortgage
Record Updated	Aug 28, 2018
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	640 OAK AVE PEVELY MO 630702039, PEVELY, MO 63070-2039

Mortgage

Document Number	0000035771
Date	Nov 13, 2017
Instrument	35771

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount on Record
Term	180 Months
Due	Nov 12, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 640 Oak Ave was $1,629, up 10.6% from the year before.

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Municipality	Pevely City
Unified School District	Dunklin R-V School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$23,400 (-) Land $1,800 Building $21,600	$123,100 (-) Land $9,400 Building $113,700
2025	$1,629.00 (+10.59%)	$23,400 Land $1,800 Building $21,600	$123,100 (-) Land $9,400 Building $113,700
2024	$1,473.00 (-5.76%)		$123,100 (+8.84%) Land $9,400 Building $113,700
2023	$1,563.00	$21,500 (-) Land $1,800 Building $19,700	$113,100 Land $9,400 Building $103,700
2022	$1,563.00	$21,500 Land $1,800 Building $19,700
2021			$113,100 Land $9,400 Building $103,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 640 Oak Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 640 Oak Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PEVELY PWS serves 5,600 people · EPA ID MO6010638
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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