Scotts Bluff County property record for 640 O St, Gering, NE 69341
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,316 sqft · built 1912 |
| Lot Size | 0.466 acres (20,300 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $4,712 (2025) |
| Deeds & Mortgages | Jun 2022 Transfer Jan 2017 Mortgage |
| APN | 1943-01-0-01054-007-0058 |
| Primary APN | 1943-01-0-01054-007-0058 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,316 sqft Living Area |
| 1st Floor Area | 1,848 sqft |
| Basement Area | 936 sqft |
| Finished Basement | 468 sqft |
| Year Built | Built 1912 |
|---|---|
| Effective Year Built | Effective 2011 |
| Architectural Style | Split Foyer |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Material | Wood Shingle |
| Lot Area | 20,300 sqft (0.466 acres) |
| Lot Dimensions | 140 ft deep x 145 ft wide |
| Garage Type | Detached |
| Garage Area | 2,120 sqft |
| Parking Spaces | 8 Parking Spaces |
| Pool Area | 480 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 104 sqft |
| Deck Area | 540 sqft |
| Patio Area | 558 sqft |
| Shed | 1 Shed |
| Shed Area | 200 sqft |
| Cooling System | Refrigeration |
|---|---|
| Heating System | Hot Water |
| Street Address | 640 O ST |
|---|---|
| City | GERING |
| State | NE |
| Zip | 69341-2952 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SINGLE FAM |
| Legal Description | ALL LTS 7, 8 & S 45' OF LT 9, BLK 7, THORNTONS FIRST ADD |
| Legal Range | 55W |
| Legal Township | 21N |
| Legal Section | 1 |
| Legal Subdivision | THORNTONS FIRST ADD |
| Legal Block | 7 |
| Legal Lot Number | 7,8 |
| Jurisdiction | SCOTTS BLUFF NE |
| Township / Civil Division | GERING |
| Census Block Group | 1 |
| Census Block | 1085 |
| Census Tract | 953800 |
640 O St is owned and occupied by an individual who acquired it in April 2004.
Source: Scotts Bluff County records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 640 O ST, GERING, NE 69341-2952 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 15, 2022 | Transfer on Death Deed, Transfer |
| Jan 17, 2017 | Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK OF OMAHA |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Apr 17, 2004 |
| Transfer Doc | 20055971 |
| Record Updated | Oct 29, 2026 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | SCOTTS BLUFF NE |
| Recording Date | Jun 15, 2022 |
| Property Address | 640 O ST, GERING, NE 69341-2952 |
| Document Number | 0020223231 |
| Instrument Date | Jun 15, 2022 |
| Instrument | 2022-3231 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTTS BLUFF NE |
| Property Address | 640 O ST, GERING, NE 69341-2952 |
| Transaction Type | Mortgage |
| Record Updated | Mar 2, 2017 |
| Name | Verified Name |
|---|
| Document Number | , 2017-0258 |
|---|---|
| Date | Jan 17, 2017 |
| Instrument | 2017-0258 |
| Name | FIRST NATIONAL BANK OF OMAHA |
|---|---|
| Type | Bank |
| Address | OMAHA, NE 68197 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Feb 1, 2032 |
The 2025 property tax bill for 640 O St was $4,712.
Source: Scotts Bluff County assessment roll, as of December 18, 2025
| Type | Name |
|---|---|
| State | Nebraska |
| County | Scotts Bluff County |
| Municipality | Gering City |
| Unified School District | Gering Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $309,245 (+10.4%) Land $37,450 Building $271,795 | $309,245 (+10.4%) Land $37,450 Building $271,795 | |
| 2025 | $4,712.00 | $280,125 Land $37,450 Building $242,675 | $280,125 Land $37,450 Building $242,675 |
| 2023 | $3,990.00 | $186,218 Land $6,932 Building $179,286 | $186,218 Land $6,932 Building $179,286 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 640 O St; 7 flood insurance policies are in force nearby.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 640 O St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF GERING serves 8,500 people · EPA ID NE3115717 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 454 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Allo Communications Fiber | 2,300 / 2,300 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Vistabeam Fixed Wireless | 500 / 80 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon, Viaero Wireless.
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