640 North St, Lansing, IA 52151 Property Records

Allamakee County property record for 640 North St, Lansing, IA 52151

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,292 sqft · built 1928
Lot Size0.165 acres (7,200 sqft)
Owner2 Trust Names on File
Last Sale$120,000 (Oct 2020)
Tax Bill$2,688 (2026)
Deeds & MortgagesSep 2026 Sale
Oct 2022 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN0829329009

Property Details

APN / Parcel Number

Primary APN0829329009

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,292 sqft Living Area
1st Floor Area1,292 sqft
Basement Area1,292 sqft
Unfinished Basement1,292 sqft
FlooringTile
Interior WallsPlaster

Exterior

Year BuiltBuilt 1928
Effective Year BuiltEffective 1928
Exterior MaterialBrick
Construction TypeBrick
Foundation TypeBlock
Roof TypeGable
Roof MaterialMetal
Lot Area7,200 sqft (0.165 acres)
Lot Dimensions120 ft deep x 60 ft wide

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address640 NORTH ST
CityLANSING
StateIA
Zip52151-7718
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 11 BLK 13
Legal SubdivisionLANSING
Legal Block13
Legal Lot Number11
JurisdictionALLAMAKEE IA
Township / Civil DivisionLANSING
Census Block Group2
Census Block2059
Census Tract960100

Owner

640 North St is owner-occupied and held in a trust since October 2020.

Source: Allamakee County records, as of October 20, 2026

Owner of Record2 Trust Names on File
Mailing Address640 NORTH ST, LANSING, IA 52151-7718
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 16, 2026Warranty Deed, Transfer
NONE LISTED ON DOCUMENT
Oct 25, 2022Deed of Trust, Mortgage · Line of Credit
ALTRA FCU
Mar 25, 2019Deed of Trust, Mortgage · Line of Credit
FARMERS & MERCHANTS SAVINGS BANK
Oct 2, 2020Warranty Deed, Transfer · Conventional Mortgage
ALTRA FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 2, 2020 · Amount on File
Deed SaleOct 2, 2020 · Amount on File
Prior SaleOct 25, 2013 · Amount on File
Deed Document Number20203004
Prior Transfer DateJun 11, 2007
Prior Transfer Doc20071424
Record UpdatedOct 29, 2026

September 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionALLAMAKEE IA
Recording DateSep 16, 2026
Property Address640 NORTH ST, LANSING, IA 52151-7718
Document Number0000001954
Instrument DateAug 28, 2026
Instrument20261954
Transaction TypeTransfer
Record UpdatedOct 14, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address640 NORTH ST, LANSING, IA 52151-7718

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALLAMAKEE IA
Property Address640 NORTH ST, LANSING, IA 52151-7718
Transaction TypeMortgage
Record UpdatedNov 4, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address640 NORTH ST, LANSING, IA 52151-7718

Mortgage

Document Number0020222656
DateOct 25, 2022
Instrument2022 2656
Lender
NameALTRA FCU
TypeCredit Union
AddressONALASKA, WI 54650
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueOct 24, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALLAMAKEE IA
Property Address640 NORTH ST, LANSING, IA 52151-7718
Transaction TypeMortgage
Record UpdatedApr 1, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number20190570
DateMar 25, 2019
Instrument2019 0570
Lender
NameFARMERS & MERCHANTS SAVINGS BANK
TypeBank
AddressWAUKON, IA 52172
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionALLAMAKEE IA
Recording DateOct 2, 2020
Property Address640 NORTH ST, LANSING, IA 52151-7718
Document Number20203004
Instrument DateSep 30, 2020
Instrument2020 3004
Transaction TypeTransfer
Record UpdatedOct 4, 2021

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$191.20
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 38, LANSING, IA 52151-0038

Mortgage

Document Number20203005
DateOct 2, 2020
Instrument2020 3005
Lender
NameALTRA FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueOct 1, 2050
Interest
Rate TypeAdjustable Rate
Rate3.12%
Type Change DateOct 1, 2027
Change FrequencyAnnually
Min Rate At Change2.75%
Max Rate At Change5.12%
Index1-Year CMT
Max Rate9.12%

Tax Assessment & Valuation

The 2026 property tax bill for 640 North St was $2,688.

Source: Allamakee County assessment roll, as of September 16, 2025

Property Jurisdictions

TypeName
StateIowa
CountyAllamakee County
MunicipalityLansing City
Unified School DistrictEastern Allamakee Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,688.00$141,600 (-10.44%) Land $19,100 Building $122,500$141,600 (-10.44%) Land $19,100 Building $122,500
2025$2,688.00$158,100 Land $19,100 Building $139,000$158,100 Land $19,100 Building $139,000
2023$138,500 (+27.41%) Land $9,400 Building $129,100$138,500 Land $9,400 Building $129,100
2022$2,396.00$108,700 Land $9,400 Building $99,300
2021$108,700 Land $9,400 Building $99,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 640 North St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2023.

Source: FEMA National Flood Hazard Layer, effective April 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force
Nearby Flood Claims2 (2023–2024)
Most Recent ClaimJun 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 640 North St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLANSING WATER SUPPLY
serves 983 people · EPA ID IA0345054
Water SourceGroundwater
Last State InspectionFeb 2026
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityRadium
resolved · Oct 2016
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable
1,000 / 50
Starlink
Satellite
280 / 30

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