Lenoir County property record for 640 Neuse Rd, Kinston, NC 28501
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,760 sqft · built 2022 |
| Lot Size | 1.91 acres (83,416 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,961 (2026) |
| Deeds & Mortgages | Dec 2022 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 453402665380 |
| Primary APN | 453402665380 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,760 sqft Finished Area |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Lot Area | 83,416 sqft (1.91 acres) |
| Garage Area | 696 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 608 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Street Address | 640 NEUSE RD |
|---|---|
| City | KINSTON |
| State | NC |
| Zip | 28501-9574 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TRACT 1A S/F 100954 |
| Legal Tract | 1A |
| Jurisdiction | LENOIR NC |
| Township / Civil Division | SOUTHWEST |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 11400 |
640 Neuse Rd is owned and occupied by two individuals.
Source: Lenoir County records, as of October 15, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 640 NEUSE RD, KINSTON, NC 28501-9574 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LENOIR NC |
| Property Address | 640 NEUSE RD, KINSTON, NC 28501-9574 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2023 |
| Title Company | RAVENSWOOD TITLE COMPANY LLC |
| Name | Verified Name |
|---|---|
| Address | 640 NEUSE RD, KINSTON, NC 28501-9574 |
| Investor | Possibly a Property Investor |
| Document Number | 0019770514 |
|---|---|
| Date | Dec 28, 2022 |
| Book Page | 1977/514 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2053 |
The 2026 property tax bill for 640 Neuse Rd was $2,961.
Source: Lenoir County assessment roll, as of October 15, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Lenoir County |
| Unified School District | Lenoir County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,961.00 | $393,878 (-) Land $29,957 Building $363,921 | $393,878 (-) Land $29,957 Building $363,921 |
| 2025 | $2,961.00 | $393,878 Land $29,957 Building $363,921 | $393,878 Land $29,957 Building $363,921 |
| 2023 | $2,538.00 | $259,131 Land $31,669 Building $227,462 | $259,131 Land $31,669 Building $227,462 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 640 Neuse Rd in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 18, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 16 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 51 (1996–2020) |
| Claims Outside the SFHA | 15 of 51 |
| Most Recent Claim | Aug 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 640 Neuse Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF KINSTON serves 27,475 people · EPA ID NC0454010 |
|---|---|
| Water Source | Purchased surface water from NEUSE REGIONAL WTR & SWR AUTH |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 940 / 35 |
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