640 Nelson Rd, Nelson, NH 03457 Property Records

Cheshire County and Nelson Town property record for 640 Nelson Rd, Nelson, NH 03457

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,847 sqft · built 1985
Lot Size	25.2 acres (1,097,712 sqft)
Owner	2 Company Names on Record
Last Sale	$288,000 (Jul 2019)
Tax Bill	$5,229 (2025)
Deeds & Mortgages	Aug 2022 Sale Nov 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`NELS M:00002 B:000033 L:000002`

Property Details

APN / Parcel Number

Primary APN	`NELS M:00002 B:000033 L:000002`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,847 sqft Living Area
Gross Area	3,486 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	1,097,712 sqft (25.2 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	640 NELSON RD
City	NELSON
State	NH
Zip	03457-5334
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RURAL
Legal Block	33
Legal Lot Number	2
Jurisdiction	NELSON TOWN NH
Township / Civil Division	NELSON
Census Block Group	2
Census Block	2101
Census Tract	970402

Owner

Source: Cheshire County and Nelson Town records, as of April 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	640 NELSON RD, NELSON, NH 03457-5334
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2022	Warranty Deed, Transfer
Nov 13, 2019	Deed of Trust, Mortgage · Conventional Mortgage MASCOMA BK
Jul 26, 2019	Deed of Trust, Mortgage · Conventional Mortgage RESIDENTIAL MTG SVC
Mar 31, 2017	Deed of Trust, Mortgage MERRIMACK MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 29, 2019 · Amount on Record
Deed Sale	Jul 29, 2019 · Amount on Record
Prior Sale	Mar 31, 2017 · Amount on Record
Deed Book / Page	3074 / 609
Last Transfer Date	Aug 8, 2022
Transfer Doc	003222-851
Record Updated	Jun 8, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NELSON TOWN NH
Recording Date	Aug 12, 2022
Property Address	640 NELSON RD, NELSON, NH 03457-5334
Document Number	003222-851
Book / Page	3222 / 851
Instrument Date	Aug 8, 2022
Instrument	2207450
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	640 NELSON RD, NELSON, NH 03457-5334

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NELSON TOWN NH
Property Address	640 NELSON RD, NELSON, NH 03457-5334
Document Number	0030891173
Instrument Date	Nov 13, 2019
Transaction Type	Mortgage
Record Updated	Dec 12, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	640 NELSON RD NELSON NH 034575334, NELSON, NH 03457-5334

Mortgage

Document Number	0030891173
Date	Nov 20, 2019
Book Page	003089/001173
Instrument	9643

Lender

Name	MASCOMA BK
Address	LEBANON, NH 03766

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Nov 19, 2029

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NELSON TOWN NH
Property Address	640 NELSON RD, NELSON, NH 03457-5334
Document Number	0030740612
Instrument Date	Jul 26, 2019
Transaction Type	Mortgage
Record Updated	Aug 21, 2019
Title Company	PHENIX TITLE SERVICES LLC, PHENIX TITLE SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	640 NELSON RD NELSON NH 034575334, NELSON, NH 03457-5334

Mortgage

Document Number	0030740612
Date	Jul 29, 2019
Book Page	003074/000612
Instrument	5802

Lender

Name	RESIDENTIAL MTG SVC
Type	Mortgage Company
Address	SOUTH PORTLAND, ME 04106

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 28, 2049

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NELSON TOWN NH
Property Address	640 NELSON RD, NELSON, NH 03457-5334
Document Number	0029801014
Book / Page	002980 / 001014
Instrument Date	Mar 31, 2017
Transaction Type	Mortgage
Record Updated	Apr 19, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	640 NELSON RD NELSON NH 034575334, NELSON, NH 03457-5334

Mortgage

Document Number	0029801014
Date	Mar 31, 2017
Book Page	002980/001014
Instrument	1702425

Lender

Name	MERRIMACK MTG
Type	Mortgage Company
Address	MANCHESTER, NH 03101

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 30, 2047

Tax Assessment & Valuation

Source: Cheshire County and Nelson Town assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Cheshire County
County Subdivision	Nelson Town
Elementary School District	Nelson School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$5,229.00 (+0.38%)	$293,942 (-0.07%) Land $97,042 Building $196,900
2024	$5,209.00 (+18.68%)	$294,145 (-0.01%) Land $97,245 Building $196,900
2023	$4,389.00 (+5.66%)	$294,168 (-0.01%) Land $97,268 Building $196,900
2022	$4,154.00	$294,200 Land $97,300 Building $196,900

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Fidium Fiber DSL	10 / 1

May also be available: T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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