Jefferson County property record for 640 NE B St, Madras, OR 97741
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 2,024 sqft · built 1958 |
| Lot Size | 1.42 acres (61,855 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $540,000 (Sep 2025) |
| Tax Bill | $5,766 (2025) |
| Deeds & Mortgages | Mar 2019 Mortgage Sep 2025 Sale & Mortgage + 2 more |
| APN | 111301-DC-00800 |
| Primary APN | 111301-DC-00800 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,024 sqft Living Area |
| 1st Floor Area | 2,024 sqft |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1978 |
| Lot Area | 61,855 sqft (1.42 acres) |
| Account Number | 10229 |
|---|---|
| Street Address | 640 NE B ST |
| City | MADRAS |
| State | OR |
| Zip | 97741-2036 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | 11 S 13 E 01 DC 00800 00 |
| Legal Range | 13E |
| Legal Township | 11S |
| Legal Section | 01 |
| Jurisdiction | JEFFERSON OR |
| Township / Civil Division | MADRAS |
| Census Block Group | 3 |
| Census Block | 3052 |
| Census Tract | 960202 |
640 NE B St is owned and occupied by two individuals who bought it in September 2025.
Source: Jefferson County records, as of October 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 640 NE B ST, MADRAS, OR 97741-2036 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 29, 2019 | Deed of Trust, Mortgage · FHA Mortgage ACADEMY MORTGAGE CORP |
| Sep 16, 2025 | Warranty Deed, Transfer · VA Mortgage KIND LENDING LLC |
| Sep 16, 2020 | Warranty Deed, Transfer · Conventional Mortgage UNITUS COMMUNITY CU |
| Jul 25, 2017 | Warranty Deed, Transfer · Conventional Mortgage UMPQUA BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 16, 2025 · Amount on File |
| Deed Sale | Sep 16, 2025 · Amount on File |
| Prior Sale | Sep 16, 2020 · Amount on File |
| Deed Document Number | 20252625 |
| Prior Transfer Date | Aug 30, 2021 |
| Prior Transfer Doc | 0000004269 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON OR |
| Property Address | 640 NE B ST, MADRAS, OR 97741-2036 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Title Company | DESCHUTES COUNTY TITLE COMPANY, DESCHUTES COUNTY TITLE |
| Name | Verified Name |
|---|
| Document Number | 0020190961 |
|---|---|
| Date | Mar 29, 2019 |
| Instrument | 2019-0961 |
| Name | ACADEMY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | DRAPER, UT 84020 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JEFFERSON OR |
| Recording Date | Sep 16, 2025 |
| Property Address | 640 NE B ST, MADRAS, OR 97741-2036 |
| Document Number | 0020252625 |
| Instrument Date | Sep 13, 2025 |
| Instrument | 2025-2625 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | UNKNOWN, DESCHUTES TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 640 NE B ST, MADRAS, OR 97741-2036 |
| Investor | Possibly a Property Investor |
| Document Number | 0020252626 |
|---|---|
| Date | Sep 16, 2025 |
| Instrument | 2025-2626 |
| Name | KIND LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JEFFERSON OR |
| Recording Date | Sep 16, 2020 |
| Property Address | 640 NE B ST, MADRAS, OR 97741-2036 |
| Document Number | 20203798 |
| Instrument Date | Sep 15, 2020 |
| Instrument | 2020-3798 |
| Transaction Type | Transfer |
| Record Updated | Dec 10, 2021 |
| Title Company | NOT AVAILABLE, WESTERN TITLE & ESCROW |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 30187 SE FARMSTEAD RD, ESTACADA, OR 97023-9760 |
| Document Number | 20203799 |
|---|---|
| Date | Sep 16, 2020 |
| Instrument | 2020-3799 |
| Name | UNITUS COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JEFFERSON OR |
| Recording Date | Jul 25, 2017 |
| Property Address | 640 NE B ST, MADRAS, OR 97741-2036 |
| Document Number | 20172869 |
| Instrument Date | Jul 24, 2017 |
| Instrument | 2017-2869 |
| Transaction Type | Transfer |
| Record Updated | Dec 10, 2021 |
| Title Company | NOT AVAILABLE, WESTERN TITLE & ESCROW |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 640 NE B ST, MADRAS, OR 97741-2036 |
| Document Number | 20172870 |
|---|---|
| Date | Jul 25, 2017 |
| Instrument | 2017-2870 |
| Name | UMPQUA BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2047 |
The 2025 property tax bill for 640 NE B St was $5,766, up 1.7% from the year before.
Source: Jefferson County assessment roll, as of November 17, 2025
| Type | Name |
|---|---|
| State | Oregon |
| County | Jefferson County |
| Municipality | Madras City |
| Unified School District | Jefferson County School District 509J (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,766.00 (+1.75%) | $280,680 (+3%) | $759,500 (-1.93%) Land $172,770 Building $586,730 |
| 2024 | $5,667.00 (+6.76%) | $272,510 (+3%) | $774,420 (+0.72%) Land $155,120 Building $619,300 |
| 2023 | $5,308.00 | $264,580 | $768,919 Land $153,650 Building $615,269 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA has no flood map on file for 640 NE B St; 2 flood insurance policies are in force nearby.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 640 NE B St is moderate, ranking above 45% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 83% of Oregon |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MADRAS serves 3,940 people · EPA ID OR4100500 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Blue Mountain Net Fiber · Fixed Wireless | 1,000 / 1,000 |
| TDS Telecom Fiber · Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Webformix Fixed Wireless | 200 / 20 |
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