640 N Gunnell Rd, Eaton Rapids, MI 48827 Property Records

Eaton County property record for 640 N Gunnell Rd, Eaton Rapids, MI 48827

Property Summary

Property Type	General Agricultural/Rural
Details	3 bd · 1 ba · 1,747 sqft · built 1860
Lot Size	29 acres (1,263,240 sqft)
Owner	Individual Name on File
Last Sale	$345,000 (Sep 2020)
Tax Bill	$4,707 (2025)
Deeds & Mortgages	Sep 2020 Sale & Mortgage Jun 2011 Transfer
Flood Zone	Zone X (minimal risk)
APN	`12000910005200`

Property Details

APN / Parcel Number

Primary APN	`12000910005200`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,747 sqft Total Area
1st Floor Area	1,060 sqft
Basement Area	1,060 sqft
Unfinished Basement	1,060 sqft

Exterior

Year Built	Built 1860
Effective Year Built	Effective 1860
Lot Area	1,263,240 sqft (29 acres)
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	640 N GUNNELL RD
City	EATON RAPIDS
State	MI
Zip	48827-9385
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > General Agricultural/Rural
Local Zoning Code	LA
Legal Description	SW 1/4 OF NW 1/4, EXCEPT N 396 FT OF W 660 FT, & EXCEPT S 330 FT OF W 660 FT. SEC.9, T2N,R3W, EATON RAPIDS TWP 1986
Legal Range	03W
Legal Township	02N
Legal Section	09
Jurisdiction	EATON MI
Township / Civil Division	EATON RAPIDS
Census Block Group	1
Census Block	1009
Census Tract	21201

Owner

640 N Gunnell Rd, an agricultural property, is owned and occupied by an individual who bought it in September 2020.

Source: Eaton County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	640 N GUNNELL RD, EATON RAPIDS, MI 48827-9385
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2020	Warranty Deed, Transfer · Conventional Mortgage INLANTA MORTGAGE INC
Jun 21, 2011	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 23, 2020 · Amount on File
Deed Sale	Sep 23, 2020 · Amount on File
Deed Book / Page	2870 / 1180
Prior Transfer Date	Apr 14, 2011
Prior Transfer Doc	2343/0506
Record Updated	Oct 29, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EATON MI
Recording Date	Sep 23, 2020
Property Address	640 N GUNNELL RD, EATON RAPIDS, MI 48827-9385
Document Number	02870/1180
Book / Page	2870 / 1180
Instrument Date	Jun 15, 2020
Transaction Type	Transfer
Record Updated	Jun 22, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,967.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	640 N GUNNELL RD, EATON RAPIDS, MI 48827-9385

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	640 N GUNNELL RD, EATON RAPIDS, MI 48827-9385

Mortgage

Document Number	0028701183
Date	Sep 23, 2020
Instrument	2870/1183

Lender

Name	INLANTA MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	Jul 1, 2050

June 2011: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	EATON MI
Recording Date	Jun 21, 2011
Property Address	640 N GUNNELL RD, EATON RAPIDS, MI 48827-9385
Document Number	02343/0506
Book / Page	2343 / 0506
Instrument Date	Apr 14, 2011
Transaction Type	Transfer
Record Updated	Jun 22, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	640 N GUNNELL RD, EATON RAPIDS, MI 48827-9385

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	640 N GUNNELL RD, EATON RAPIDS, MI 48827-9385

Tax Assessment & Valuation

The 2025 property tax bill for 640 N Gunnell Rd was $4,707 with a homeowner's exemption, up 2.9% from the year before.

Source: Eaton County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Eaton County
County Subdivision	Eaton Rapids Township
Unified School District	Eaton Rapids Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$200,500 (+16.03%)	$371,675 (-) Land $147,908 Building $223,767
2025	$4,707.00 (+2.91%) Homeowner's exemption	$172,800	$371,675 Land $147,908 Building $223,767
2024	$4,574.00
2023		$138,100	$276,200
2022	$4,085.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 640 N Gunnell Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective November 26, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2011 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 640 N Gunnell Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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