640 N Elm Rd, Post Falls, ID 83854 Property Records

Kootenai County property record for 640 N Elm Rd, Post Falls, ID 83854

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,462 sqft · built 2008
Lot Size	0.169 acres (7,362 sqft)
Owner	Individual Name on Record
Tax Bill	$1,717 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Jan 2020 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`PJ2910020030`

Property Details

APN / Parcel Number

Primary APN	`PJ2910020030`
Alternative APN	`301241`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,462 sqft Living Area

Exterior

Year Built	Built 2008
Construction Type	Frame
Foundation Type	Concrete
Lot Area	7,362 sqft (0.169 acres)
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	187 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	301241
Street Address	640 N ELM RD
City	POST FALLS
State	ID
Zip	83854-5316
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NORTH AVALON ESTATES, LT 3 BLOCK 2 0550N05W
Legal Subdivision	NORTH AVALON ESTATES
Legal Block	2
Legal Lot Number	3
Jurisdiction	KOOTENAI ID
Township / Civil Division	POST FALLS-RATHDRUM
Census Block Group	2
Census Block	2034
Census Tract	401

Owner

Source: Kootenai County records, as of December 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	640 N ELM RD, POST FALLS, ID 83854-5316
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2020	Warranty Deed, Transfer · Conventional Mortgage SPOKANE TEACHERS CU
Jan 30, 2020	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 16, 2020
Deed Sale	Dec 16, 2020
Prior Sale	Oct 14, 2016
Deed Document Number	2798835000
Record Updated	Jun 8, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KOOTENAI ID
Recording Date	Dec 16, 2020
Property Address	640 N ELM RD, POST FALLS, ID 83854-5316
Document Number	2798835000
Map Reference	MB J PG 291&291A
Instrument Date	Dec 9, 2020
Instrument	2798835000
Transaction Type	Transfer
Record Updated	Feb 17, 2022
Title Company	PIONEER TITLE COMPANY, PIONEER TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5944 W DIAGONAL RD, RATHDRUM, ID 83858-8098

Mortgage

Document Number	2798836000
Date	Dec 16, 2020
Instrument	2798836000

Lender

Name	SPOKANE TEACHERS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOTENAI ID
Property Address	640 N ELM RD, POST FALLS, ID 83854-5316
Transaction Type	Mortgage
Record Updated	Feb 12, 2020
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2734162000
Date	Jan 30, 2020
Instrument	2734162000

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	119 Months
Due	Dec 1, 2029

Tax Assessment & Valuation

Source: Kootenai County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Idaho
County	Kootenai County
Municipality	Post Falls City
Unified School District	Post Falls School District 273 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,717.00 (+8.26%) Homeowner's exemption	$441,800 (-0.71%) Land $165,000 Building $276,800	$441,800 (-0.71%) Land $165,000 Building $276,800
2024	$1,586.00 (+7.02%)
2023	$1,482.00 (-32.45%) Homeowner's exemption	$444,970 (-6.94%) Land $160,000 Building $284,970	$444,970 (-6.94%) Land $160,000 Building $284,970
2022	$2,194.00 Homeowner's exemption	$478,171 Land $160,000 Building $318,171	$478,171 Land $160,000 Building $318,171

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 95% of Idaho
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 372 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Ziply Fiber Fiber	6,000 / 6,000
Spectrum Cable	1,000 / 1,000
Intermax Networks Fixed Wireless	100 / 20
Wind Wireless Fixed Wireless	100 / 20

May also be available: Verizon.

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