Cook County property record for 640 N Clark St, Chicago, IL 60654
| Property Type | Commercial |
|---|---|
| Details | 500 sqft · built 1981 |
| Lot Size | 0.56 acres (2,420 sqft) |
| Owner | Company Name on File |
| Tax Bill | $25,725 (2023) |
| Deeds & Mortgages | May 2024 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-09-225-014 |
| Primary APN | 17-09-225-014 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 500 sqft Building Perimeter |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Lot Area | 2,420 sqft (0.56 acres) |
| Street Address | 640 N CLARK ST |
|---|---|
| City | CHICAGO |
| State | IL |
| Zip | 60654 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Local Zoning Code | DX-5,DX-7 |
| Legal Range | 14E |
| Legal Township | 39N |
| Legal Section | 09 |
| Legal Subdivision | WOLCOTTS ADD TO CHICAGO A SUB IN THE |
| Legal Block | 2 |
| Legal Lot Number | 1,2 |
| Jurisdiction | COOK IL |
| Township / Civil Division | CHICAGO |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 81700 |
640 N Clark St, a commercial property, is owned by a company that acquired it in April 2013.
Source: Cook County records, as of May 27, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 17W170 MASSEL CT, BENSENVILLE, IL 60106-2879 |
| Owner Type | Company |
| Vesting | Personal Representative |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 2, 2013 |
| Deed Sale | Apr 2, 2013 |
| Prior Sale | Sep 16, 1994 |
| Deed Document Number | 201349046 |
| Prior Transfer Date | Feb 14, 2013 |
| Prior Transfer Doc | 0000049046 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 640 N CLARK ST, CHICAGO, IL 60654 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2026 |
| Name | Verified Name |
|---|---|
| Address | 17W170 MASSEL CT, BENSENVILLE, IL 60106-2879 |
| Document Number | 0012924018 |
|---|---|
| Date | May 8, 2024 |
| Instrument | 2412924018 |
| Name | BMO BANK NA |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60606 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| Municipality | Chicago City |
| Unified School District | Chicago Public School District 299 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $146,243 Land $145,200 Building $1,043 | $584,972 Land $580,800 Building $4,172 | |
| 2023 | $25,725.00 (+2.58%) | ||
| 2022 | $25,077.00 | $121,923 Land $121,000 Building $923 | $487,692 Land $484,000 Building $3,692 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 640 N Clark St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2020) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 640 N Clark St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHICAGO serves 2,721,308 people · EPA ID IL0316000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 398 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Astound Broadband Cable · Fiber in parts of the area | 1,500 / 50 |
| AT&T Fixed Wireless · Fiber, DSL in parts of the area | 100 / 20 |
May also be available: Google Fiber, T-Mobile, Verizon, Zentro.
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