Maricopa County property record for 640 N 97th Way, Mesa, AZ 85207
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,317 sqft · built 1987 |
| Lot Size | 0.185 acres (8,063 sqft) |
| Owner | Owner Name on File |
| Last Sale | $130,000 (Sep 2014) |
| Tax Bill | $865 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Dec 2019 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 220-22-233 |
| Primary APN | 220-22-233 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,317 sqft Living Area |
| 1st Floor Area | 1,317 sqft |
| Year Built | Built 1987 |
|---|---|
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 8,063 sqft (0.185 acres) |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 370 sqft |
| Cooling System | Refrigeration |
|---|---|
| Heating System | HVAC |
| Street Address | 640 N 97TH WAY |
|---|---|
| City | MESA |
| State | AZ |
| Zip | 85207-6223 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-8 |
| Legal Description | DESERT AIR UNIT FOUR-E MCR 290-25 |
| Legal Range | 07E |
| Legal Township | 01N |
| Legal Section | 15 |
| Legal Quarter | SE |
| Quarter-Quarter Section | NW |
| Legal Subdivision | DESERT AIR UNIT 4-E |
| Legal Lot Number | 157 |
| Legal Unit | 4-E |
| Jurisdiction | MARICOPA AZ |
| Township / Civil Division | PHOENIX |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 420111 |
The current owner of 640 N 97th Way bought it in September 2014.
Source: Maricopa County records, as of November 20, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 640 N 97TH WAY, MESA, AZ 85207-6223 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Aug 19, 2021 | Deed of Trust, Mortgage · VA Mortgage BROKER SOLUTIONS INC |
| Dec 17, 2019 | Deed of Trust, Mortgage · VA Mortgage USAA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 12, 2014 · Amount on File |
| Deed Sale | Sep 12, 2014 · Amount on File |
| Prior Sale | Jan 25, 2002 |
| Deed Document Number | 20140605004 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Property Address | 640 N 97TH WAY, MESA, AZ 85207-6223 |
| Transaction Type | Mortgage |
| Record Updated | Aug 27, 2021 |
| Title Company | IN TITLE, FIN TITLE |
| Name | Verified Name |
|---|---|
| Address | 640 N 97TH WAY, MESA, AZ 85207-6223 |
| Document Number | 0000897718 |
|---|---|
| Date | Aug 19, 2021 |
| Instrument | 20210897718 |
| Name | BROKER SOLUTIONS INC |
|---|---|
| Type | Mortgage Company |
| Address | TUSTIN, CA 92780 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Property Address | 640 N 97TH WAY, MESA, AZ 85207-6223 |
| Document Number | 0000006398 |
| Instrument Date | Dec 17, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 640 N 97TH WAY MESA AZ 852076223, MESA, AZ 85207-6223 |
| Document Number | 0000006398 |
|---|---|
| Date | Jan 3, 2020 |
| Instrument | 6398 |
| Name | USAA |
|---|---|
| Address | SAN ANTONIO, TX 78288-0544 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 2, 2050 |
The 2025 property tax bill for 640 N 97th Way was $865.
Source: Maricopa County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Arizona |
| County | Maricopa County |
| Unified School District | Mesa Unified District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $31,330 | $313,300 Land $62,600 Building $250,700 | |
| 2025 | $865.00 | ||
| 2024 | $32,130 | $321,300 Land $64,200 Building $257,100 | |
| 2023 | $885.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 640 N 97th Way in Zone X, an area of moderate flood risk, though there have been 1 flood claim nearby since 1984.
Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1984) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 1984 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 640 N 97th Way has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 452 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Tristate Wi-Fi by Wi-Fiber Fixed Wireless | 400 / 150 |
| CenturyLink DSL · Fiber in parts of the area | 140 / 20 |
| AirFiber WISP Fixed Wireless | 100 / 25 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: CopperNet Systems, Verizon.
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