640 Munro St, Delta, CO 81416 Property Records

Delta County property record for 640 Munro St, Delta, CO 81416

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,139 sqft · built 1976
Lot Size	0.24 acres (10,454 sqft)
Owner	Individual Name on File
Last Sale	$113,000 (Jun 2011)
Tax Bill	$1,438 (2025)
Deeds & Mortgages	Dec 2023 Mortgage
Flood Zone	Zone D (undetermined)
APN	`R012162`

Property Details

APN / Parcel Number

Primary APN	`R012162`
Alternative APN	`345519105012`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	3 Stories
Building Area	2,139 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Tri-Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,454 sqft (0.24 acres)

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Baseboard
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	R012162
Street Address	640 MUNRO ST
City	DELTA
State	CO
Zip	81416-2938
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	640 MUNRO ST DELTA 81416 S: 19 T: 15S R: 95W SUBDIVISION: GARNET HEIGHTS SUBDIVISION BLOCK: 5 LOT: 12 GARNET HEIGHTS SUBD DELTA (127.5 X 83.0) BLOCK 5 LOT 12 SEC 19 T15S R95W 6PM BK 438 PG 1044 (R-341431) BK 454 PG 1288 (R-350357) BK BK 545 PG 471 BK
Legal Subdivision	GARNET HEIGHTS SUBDIVISION
Legal Block	5
Legal Lot Number	12
Jurisdiction	DELTA CO
Township / Civil Division	DELTA
Census Block Group	1
Census Block	1016
Census Tract	964900

Owner

640 Munro St is owned and occupied by an individual who acquired it in December 2023.

Source: Delta County records, as of May 4, 2026

Owner of Record	Individual Name on File
Mailing Address	640 MUNRO ST, DELTA, CO 81416-2938
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 24, 2011 · Amount on File
Deed Sale	Jun 24, 2011 · Amount on File
Prior Sale	Sep 24, 2010
Deed Document Number	2011651429
Last Transfer Date	Dec 11, 2023
Transfer Doc	0000750439
Record Updated	Sep 20, 2026

December 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DELTA CO
Recording Date	Dec 15, 2023
Property Address	640 MUNRO ST, DELTA, CO 81416-2938
Document Number	0000750439
Map Reference	MB 1 PG 24
Instrument Date	Dec 11, 2023
Instrument	750439
Transaction Type	Transfer
Record Updated	Jan 12, 2024
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	640 MUNRO ST, DELTA, CO 81416-2938

Mortgage

Document Number	0000750487
Date	Dec 15, 2023
Instrument	750487

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2054

Tax Assessment & Valuation

The 2025 property tax bill for 640 Munro St was $1,438, up 1% from the year before.

Source: Delta County assessment roll, as of May 4, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Delta County
Municipality	Delta City
Unified School District	Delta County School District 50J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,438.00 (+10.02%)	$21,143 (+7.05%) Land $3,125 Building $18,018	$338,280 Land $50,000 Building $288,280
2024	$1,307.00 (+3.98%)	$19,751 (-) Land $2,823 Building $16,928
2023	$1,257.00 (+15.22%)	$19,751 (+16.85%) Land $2,823 Building $16,928	$294,790 (+21.21%) Land $42,138 Building $252,652
2022	$1,091.00	$16,903 Land $3,128 Building $13,775	$243,206 Land $45,000 Building $198,206

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 640 Munro St in Zone D, where flood risk has not been studied.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 640 Munro St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 98.4% of Colorado
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DELTA serves 8,700 people · EPA ID CO0115205
Water Source	Purchased surface water from PROJECT 7 WA
Last State Inspection	Feb 2024
Also Mapped Here	TRI COUNTY WCD

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Elevate Internet Fiber	6,000 / 6,000
Spectrum Cable	1,000 / 1,000
Clearnetworx Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20