640 Minnesota Ave S, Oronoco, MN 55960 Property Records

Olmsted County property record for 640 Minnesota Ave S, Oronoco, MN 55960

Property Summary

Property Type	Multi-Family Dwellings
Details	6 bd · 4 ba · 3,225 sqft · built 1920
Lot Size	0.413 acres (17,990 sqft)
Owner	Company Name on Record
Last Sale	$350,000 (Feb 2026)
Tax Bill	$5,932 (2026)
Deeds & Mortgages	Jun 2015 Mortgage Feb 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`84.17.31.028879`

Property Details

APN / Parcel Number

Primary APN	`84.17.31.028879`

Interior

Bedrooms	6 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	3,225 sqft Living Area
1st Floor Area	1,075 sqft
2nd Floor Area	1,075 sqft
Basement Area	1,075 sqft
Finished Basement	967 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1970
Architectural Style	Multi-Family
Exterior Material	Metal
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	17,990 sqft (0.413 acres)
Lot Dimensions	150 ft deep x 120 ft wide
Porch	Porch
Porch Area	209 sqft
Deck Area	80 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	640 MINNESOTA AVE S
City	ORONOCO
State	MN
Zip	55960
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Legal Description	SECT-17 TWP-108 RANGE-014 OTTMAN SUB LOT-007 BLOCK-005 LOTS 7 AND 10 BLK 5
Legal Range	14
Legal Township	108
Legal Section	17
Legal Subdivision	OTTMAN SUB
Legal Block	5
Legal Lot Number	7,10
Jurisdiction	OLMSTED MN
Township / Civil Division	ORONOCO
Census Block Group	1
Census Block	1061
Census Tract	1902

Owner

Source: Olmsted County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 11, ALTURA, MN 55910-0011
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2015	Deed of Trust, Mortgage · Commercial Mortgage MERCHANTS BANK NA
Feb 2, 2026	Warranty Deed, Transfer · Conventional Mortgage NEXERA HOLDING LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 3, 2026 · Amount on Record
Deed Sale	Feb 3, 2026 · Amount on Record
Deed Document Number	20261639249
Record Updated	Sep 20, 2026

June 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLMSTED MN
Property Address	640 MINNESOTA AVE S, ORONOCO, MN 55960
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00A1373344
Date	Jun 22, 2015
Instrument	A-1373344

Lender

Name	MERCHANTS BANK NA
Type	Bank
Address	ROCHESTER, MN 55901

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	117 Months
Due	Mar 20, 2025

Interest

Rate Type	Adjustable Rate

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OLMSTED MN
Recording Date	Feb 2, 2026
Property Address	640 MINNESOTA AVE S, ORONOCO, MN 55960
Document Number	00A1639249
Instrument Date	Jan 29, 2026
Instrument	A-1639249
Transaction Type	Transfer
Record Updated	Apr 2, 2026
Title Company	ROCHESTER TITLE AND ESCROW COMPANY, ROCHESTER TITLE & ESCROW CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,155.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 11, ALTURA, MN 55910-0011

Mortgage

Document Number	00A1639250
Date	Feb 2, 2026
Instrument	A-1639250

Lender

Name	NEXERA HOLDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2056

Tax Assessment & Valuation

Source: Olmsted County assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Olmsted County
Municipality	Oronoco City
Unified School District	Rochester Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,932.00 (+27.02%)
2025	$4,670.00 (-0.45%)	$312,500 (+12.09%) Land $50,000 Building $262,500	$312,500 (+12.09%) Land $50,000 Building $262,500
2024		$278,800 (+9.29%) Land $45,000 Building $233,800	$278,800 (+9.29%) Land $45,000 Building $233,800
2023	$4,691.00
2022		$255,100 Land $45,000 Building $210,100	$255,100 Land $45,000 Building $210,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Oronoco serves 2,040 people · EPA ID MN1550036
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Bevcomm Fiber	1,000 / 1,000
GigFire Fixed Wireless	150 / 130
Minnesota WiFi Fixed Wireless	150 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Minnesota Ave S

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures