640 Minerva St, Hayward, CA 94544 Property Records

Alameda County property record for 640 Minerva St, Hayward, CA 94544

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,233 sqft · built 1956
Lot Size0.121 acres (5,250 sqft)
Owner2 Individual Names on File
Last Sale$216,000 (Aug 1999)
Tax Bill$4,271 (2025)
Deeds & MortgagesMay 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN465-10-114

Property Details

APN / Parcel Number

Primary APN465-10-114
Alternative APN
  • 465-0010-114-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,233 sqft Living Area

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1957
Architectural StyleL-Shape
Construction TypeWood
Lot Area5,250 sqft (0.121 acres)

Location & Zoning

Street Address640 MINERVA ST
CityHAYWARD
StateCA
Zip94544-5843
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT: 00004 BLK: 000B TR: 1551
Legal SubdivisionTRACT 1551
Legal Tract1551
Legal BlockB
Legal Lot Number4
JurisdictionALAMEDA CA
Township / Civil DivisionHAYWARD
Census Block Group1
Census Block1018
Census Tract438204

Owner

640 Minerva St is owned by two individuals who acquired it in May 2015.

Source: Alameda County records, as of August 27, 2026

Owner of Record2 Individual Names on File
Mailing Address28163 HARVEY AVE, HAYWARD, CA 94544-5737
Owner TypeIndividual
VestingBorrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 18, 1999 · Amount on File
Deed SaleAug 18, 1999 · Amount on File
Deed Document Number1999316434
Last Transfer DateMay 29, 2015
Transfer Doc0000153362
Record UpdatedOct 29, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALAMEDA CA
Property Address640 MINERVA ST, HAYWARD, CA 94544-5843
Transaction TypeMortgage
Record UpdatedJun 21, 2022
Title CompanySTEWART TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address28163 HARVEY AVE, HAYWARD, CA 94544-5737

Mortgage

Document Number0000100811
DateMay 25, 2022
Instrument2022100811
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 640 Minerva St was $4,271.

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyAlameda County
MunicipalityHayward City
Unified School DistrictHayward Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$338,605 (+2%) Land $101,581 Building $237,024
2025$4,271.00$331,967 Land $99,590 Building $232,377
2023$4,170.00$319,078 Land $95,723 Building $223,355$700,740

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 640 Minerva St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 640 Minerva St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 97.4% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF HAYWARD
serves 162,954 people · EPA ID CA0110006
Water SourcePurchased surface water from SAN FRANCISCO REGIONAL WATER SYSTEM
Last State InspectionMar 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,038 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
RobinsonHSS
Fixed Wireless
1,000 / 1,000
Tekify Fiber & Wireless
Fixed Wireless
580 / 125
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

May also be available: GeoLinks, Sonic Telecom, T-Mobile, Unwired.

Nearby Properties on Minerva St

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