Hays County property record for 640 Middle Crk, Buda, TX 78610
| Property Type | Single Family Home |
|---|---|
| Details | 2,186 sqft · built 2007 |
| Lot Size | 0.152 acres (6,604 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $459,045 (Mar 2022) |
| Tax Bill | $5,421 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage Feb 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 119477000T005002 |
| Primary APN | 119477000T005002 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,186 sqft Living Area |
| Gross Area | 2,626 sqft |
| 1st Floor Area | 2,186 sqft |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Stone |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,604 sqft (0.152 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R125145 |
|---|---|
| Street Address | 640 MIDDLE CRK |
| City | BUDA |
| State | TX |
| Zip | 78610-2781 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WHISPERING HOLLOW PHASE 1 SEC 3, BLOCK T, LOT 5 |
| Legal Subdivision | WHISPERING HOLLOW PHASE 1 SEC 3 |
| Legal Phase | 1 |
| Legal Block | T |
| Legal Lot Number | 5 |
| Jurisdiction | HAYS TX |
| Township / Civil Division | KYLE-BUDA |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 10915 |
Source: Hays County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 640 MIDDLE CRK, BUDA, TX 78610-2781 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 22, 2022 | Vendor's Lien, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Feb 10, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GATEWAY FIRST BANK |
| Jan 15, 2020 | Vendor's Lien, Transfer · Conventional Mortgage GATEWAY FIRST BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 22, 2022 · Amount on Record |
| Deed Sale | Mar 22, 2022 · Amount on Record |
| Prior Sale | Jan 15, 2020 · Amount on Record |
| Deed Document Number | 202213868 |
| Prior Transfer Date | Jan 14, 2020 |
| Prior Transfer Doc | 0000001579 |
| Record Updated | Oct 29, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | HAYS TX |
| Recording Date | Mar 22, 2022 |
| Property Address | 640 MIDDLE CRK, BUDA, TX 78610-2781 |
| Document Number | 0000013868 |
| Map Reference | VOL 13 PG 325 |
| Instrument Date | Mar 21, 2022 |
| Instrument | 22013868 |
| Transaction Type | Transfer |
| Record Updated | Mar 31, 2022 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 640 MIDDLE CRK, BUDA, TX 78610-2781 |
| Document Number | 0000013869 |
|---|---|
| Date | Mar 22, 2022 |
| Instrument | 22013869 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAYS TX |
| Property Address | 640 MIDDLE CRK, BUDA, TX 78610-2781 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000004872 |
|---|---|
| Date | Feb 10, 2020 |
| Instrument | 20004872 |
| Name | GATEWAY FIRST BANK |
|---|---|
| Type | Mortgage Company |
| Address | JENKS, OK 74037 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2050 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | HAYS TX |
| Recording Date | Jan 15, 2020 |
| Property Address | 640 MIDDLE CRK, BUDA, TX 78610-2781 |
| Document Number | 0000001579 |
| Map Reference | VOL 13 PG 325 |
| Instrument Date | Jan 14, 2020 |
| Instrument | 20001579 |
| Transaction Type | Transfer |
| Record Updated | Oct 5, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 510 SUNNY BROOK DR, LEANDER, TX 78641-7925 |
| Document Number | 0000001580 |
|---|---|
| Date | Jan 15, 2020 |
| Instrument | 20001580 |
| Name | GATEWAY FIRST BANK |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 4 Months |
| Due | May 1, 2020 |
Source: Hays County assessment roll, as of August 25, 2025
| Type | Name |
|---|---|
| State | Texas |
| Municipality | Buda City |
| County | Hays County |
| Unified School District | Hays Consolidated Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,421.00 (-19.72%) Homeowner's exemption | $377,460 (-25.26%) Land $94,160 Building $283,300 | $377,460 (-25.26%) Land $94,160 Building $283,300 |
| 2024 | $6,753.00 (-36.72%) | ||
| 2023 | $505,000 Land $116,820 Building $388,180 | $505,000 Land $116,820 Building $388,180 | |
| 2022 | $10,672.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 17 policies |
| Nearby Flood Policies | 17 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 90% of Texas |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BUDA serves 13,830 people · EPA ID TX1050012 |
|---|---|
| Water Source | Purchased surface water from GBRA IH-35 TRANSMISSION MAIN |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 538 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures