640 Messick Ct, Murfreesboro, TN 37130 Property Records

Rutherford County property record for 640 Messick Ct, Murfreesboro, TN 37130

Property Summary

Property Type	Townhouse
Details	2 ba · 904 sqft · built 1991
Lot Size	0.058 acres (2,562 sqft)
Owner	Individual Name on File
Last Sale	$117,500 (May 2017)
Tax Bill	$1,047 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Sep 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`102L-B-002.32-000`

Property Details

APN / Parcel Number

Primary APN	`102L-B-002.32-000`
Alternative APNs	`102L B 00232` `R0065590`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	904 sqft Living Area
1st Floor Area	904 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 2012
Architectural Style	Townhouse
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Gravel
Lot Area	2,562 sqft (0.058 acres)
Lot Dimensions	148 ft deep x 17.2 ft wide
Driveway	Driveway
Porch	Slab
Porch Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	R0065590
Street Address	640 MESSICK CT
City	MURFREESBORO
State	TN
Zip	37130-5601
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	LOT 15L BELLWOOD CROSSING RESUB PB 13 PG 324 17.24 X 148.58 IRR RESUB FOR LOTS 15 & 28
Legal Subdivision	BELLWOOD CROSSING RESUB LOTS 15 & 28
Legal Lot Number	15L
Jurisdiction	RUTHERFORD TN
Township / Civil Division	18
Census Block Group	2
Census Block	2019
Census Tract	42000

Owner

640 Messick Ct, a townhouse, is owned and occupied by an individual who bought it in May 2017.

Source: Rutherford County records, as of August 11, 2026

Owner of Record	Individual Name on File
Mailing Address	640 MESSICK CT, MURFREESBORO, TN 37130-5601
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Sep 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
May 16, 2017	Grant Deed, Transfer · Conventional with PMI FIRSTBANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 16, 2017 · Amount on File
Deed Sale	May 16, 2017 · Amount on File
Prior Sale	Sep 25, 2009 · Amount on File
Deed Document Number	20172084451
Deed Book / Page	1572 / 1082
Prior Transfer Date	May 12, 2017
Prior Transfer Doc	15721082
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD TN
Property Address	640 MESSICK CT, MURFREESBORO, TN 37130-5601
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0021361765
Date	Sep 3, 2021
Book Page	2136/1765
Instrument	2388521

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2051

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD TN
Property Address	640 MESSICK CT, MURFREESBORO, TN 37130-5601
Transaction Type	Mortgage
Record Updated	Nov 25, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	21361765
Date	Sep 3, 2021
Book Page	2136/1765
Instrument	2388521

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2051

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RUTHERFORD TN
Recording Date	May 16, 2017
Property Address	640 MESSICK CT, MURFREESBORO, TN 37130-5601
Document Number	RB15721082
Book / Page	001572 / 001082
Instrument Date	May 12, 2017
Instrument	2084451
Transaction Type	Transfer
Record Updated	Aug 20, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$434.75
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5105 GREENLEAF DR #L11 NASHVILLE TN 372118611, L11, NASHVILLE, TN 37211-8611

Mortgage

Document Number	RB15721086
Date	May 16, 2017
Book Page	001572/001086
Instrument	2084452

Lender

Name	FIRSTBANK
Type	Bank
Address	FRANKLIN, TN 37067

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	May 15, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 640 Messick Ct was $1,047.

Source: Rutherford County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Rutherford County
Municipality	Murfreesboro City
Elementary School District	Murfreesboro City School District (PK - 06)
Secondary School District	Rutherford County School District in Murfreesboro (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$57,175 (+40.31%) Land $18,750 Building $38,425	$228,700 Land $75,000 Building $153,700
2025	$1,047.00	$40,750 Land $10,000 Building $30,750
2023	$1,047.00	$40,750 Land $10,000 Building $30,750	$163,000 (-) Land $40,000 Building $123,000
2022			$163,000 Land $40,000 Building $123,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 640 Messick Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	1 (2021)
Most Recent Claim	Mar 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 640 Messick Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MURFREESBORO WATER DEPARTMENT serves 114,331 people · EPA ID TN0000491
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Aug 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL	100 / 20

May also be available: Verizon.

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