Orange County property record for 640 Melrose St, Vidor, TX 77662
| Property Type | Single Family Home |
|---|---|
| Details | 1,809 sqft · built 1960 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $197,348 (Oct 2024) |
| Tax Bill | $4,883 (2026) |
| Deeds & Mortgages | Aug 2021 Mortgage Jan 2025 Transfer + 2 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 000118-004501 |
| Primary APN | 000118-004501 |
|---|---|
| Alternative APN |
|
| Building Area | 1,809 sqft Living Area |
|---|
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Lot Area | 10,019 sqft (0.23 acres) |
| Lot Dimensions | 125 ft deep x 80 ft wide |
| Porch | Slab |
|---|---|
| Porch Area | 80 sqft |
| Patio Area | 80 sqft |
| Storage Building | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R19987 |
|---|---|
| Street Address | 640 MELROSE ST |
| City | VIDOR |
| State | TX |
| Zip | 77662-5723 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ABST. 118 I & G N #17 TR 038 80X125 |
| Legal Subdivision | ABST 118 I & G N #17 |
| Jurisdiction | ORANGE TX |
| Township / Civil Division | VIDOR |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 21902 |
640 Melrose St is owned and occupied by two individuals who bought it in October 2024.
Source: Orange County records, as of October 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 640 MELROSE ST, VIDOR, TX 77662-5723 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | His Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 30, 2021 | Deed of Trust, Mortgage · Conventional Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Jan 23, 2025 | Correction Deed STEWART TITLE COMPANY-F, STEWART TITLE COMPANY |
| Oct 1, 2024 | Vendor's Lien, Transfer · FHA Mortgage GUILD MORTGAGE CO |
| Jun 12, 2018 | Loan Modification, Mortgage PENNYMAC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 1, 2024 · Amount on File |
| Deed Sale | Oct 1, 2024 · Amount on File |
| Prior Sale | Jan 18, 2008 · Amount on File |
| Deed Document Number | 2024547932 |
| Prior Transfer Date | Jan 16, 2008 |
| Prior Transfer Doc | 0000322904 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE TX |
| Property Address | 640 MELROSE ST, VIDOR, TX 77662-5723 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 640 MELROSE ST, VIDOR, TX 77662-5723 |
| Document Number | 0000507928 |
|---|---|
| Date | Aug 30, 2021 |
| Instrument | 507928 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 323 Months |
| Due | Jul 1, 2048 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | ORANGE TX |
| Recording Date | Jan 23, 2025 |
| Property Address | 640 MELROSE ST, VIDOR, TX 77662-5723 |
| Document Number | 0000551116 |
| Map Reference | VOL 88 PG 422 |
| Instrument Date | Jan 16, 2025 |
| Instrument | 551116 |
| Record Updated | Jan 21, 2026 |
| Title Company | STEWART TITLE COMPANY-F, STEWART TITLE COMPANY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | ORANGE TX |
| Recording Date | Oct 1, 2024 |
| Property Address | 640 MELROSE ST, VIDOR, TX 77662-5723 |
| Document Number | 0000547932 |
| Map Reference | VOL 88 PG 422 |
| Instrument Date | Sep 27, 2024 |
| Instrument | 547932 |
| Transaction Type | Transfer |
| Record Updated | Jan 21, 2026 |
| Title Company | STEWART TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 640 MELROSE ST, VIDOR, TX 77662-5723 |
| Document Number | 0000547933 |
|---|---|
| Date | Oct 1, 2024 |
| Instrument | 547933 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2054 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ORANGE TX |
| Property Address | 640 MELROSE ST, VIDOR, TX 77662-5723 |
| Document Number | 0000463598 |
| Instrument Date | Jun 12, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Dec 3, 2018 |
| Name | Verified Name |
|---|---|
| Address | 640 MELROSE ST VIDOR TX 776625723, VIDOR, TX 77662-5723 |
| Document Number | 0000463598 |
|---|---|
| Date | Jul 30, 2018 |
| Instrument | 463598 |
| Name | PENNYMAC |
|---|---|
| Address | MOORPARK, CA 93021 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jul 29, 2048 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.25% |
The 2026 property tax bill for 640 Melrose St was $4,883 with a homeowner's exemption, up 89.9% from the year before.
Source: Orange County assessment roll, as of November 6, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Orange County |
| Municipality | Vidor City |
| Unified School District | Vidor Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,883.00 (+89.85%) | $181,270 (+1.91%) Land $7,980 Building $173,290 | $181,270 (+1.91%) Land $7,980 Building $173,290 |
| 2025 | $2,572.00 (+4.26%) Homeowner's exemption | $177,872 Land $7,980 Building $169,892 | $177,872 Land $7,980 Building $169,892 |
| 2024 | $2,467.00 | ||
| 2023 | $153,864 Land $7,980 Building $145,884 | $153,864 Land $7,980 Building $145,884 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 640 Melrose St in Zone X, an area of moderate flood risk, though there have been 30 flood claims nearby since 2002.
Source: FEMA National Flood Hazard Layer, effective December 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 82 policies |
| Nearby Flood Policies | 82 in force |
| Nearby Flood Claims | 30 (2002–2020) |
| Claims Outside the SFHA | 26 of 30 |
| Most Recent Claim | May 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 640 Melrose St is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 90% of Texas |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ORANGE COUNTY WCID 1 serves 15,258 people · EPA ID TX1810005 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes not recorded as resolved · Apr 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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