640 Melrose St, Plainwell, MI 49080 Property Records

Allegan County property record for 640 Melrose St, Plainwell, MI 49080

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 816 sqft · built 1957
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on File
Last Sale	$91,000 (Mar 2002)
Tax Bill	$1,989 (2025)
Deeds & Mortgages	Jun 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`55-220-021-00`

Property Details

APN / Parcel Number

Primary APN	`55-220-021-00`
Alternative APN	`03-55-220-021-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	816 sqft Living Area
1st Floor Area	816 sqft
Basement Area	816 sqft
Unfinished Basement	816 sqft

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Exterior Material	Wood Siding
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	132 ft deep x 66 ft wide
Garage Area	352 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	640 MELROSE ST
City	PLAINWELL
State	MI
Zip	49080-2207
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	LOT 21 LIKE'S ADDITION
Legal Subdivision	LIKES ADD
Legal Lot Number	21
Jurisdiction	ALLEGAN MI
Township / Civil Division	PLAINWELL
Census Block Group	3
Census Block	3021
Census Tract	32000

Owner

640 Melrose St is owned and occupied by two individuals who acquired it in June 2022.

Source: Allegan County records, as of September 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	640 MELROSE ST, PLAINWELL, MI 49080-2207
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 25, 2002 · Amount on File
Deed Sale	Mar 25, 2002 · Amount on File
Deed Book / Page	2213 / 108
Last Transfer Date	Jun 7, 2022
Transfer Doc	004770/531
Record Updated	Oct 29, 2026

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALLEGAN MI
Recording Date	Jun 14, 2022
Property Address	640 MELROSE ST, PLAINWELL, MI 49080-2207
Document Number	004770/531
Book / Page	4770 / 531
Instrument Date	Jun 7, 2022
Instrument	2022012153
Transaction Type	Transfer
Record Updated	Jun 22, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	640 MELROSE ST, PLAINWELL, MI 49080-2207

Mortgage

Document Number	0004770533
Date	Jun 14, 2022
Instrument	4770-533

Lender

Name	MORTGAGE CENTER LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 640 Melrose St was $1,989 with a homeowner's exemption, up 2.2% from the year before.

Source: Allegan County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
Municipality	Plainwell City
Unified School District	Plainwell Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$84,100 (+4.73%) Land $19,400 Building $64,700	$168,200 (+4.73%) Land $38,800 Building $129,400
2025	$1,989.00 (+2.16%) Homeowner's exemption	$80,300 Land $18,700 Building $61,600	$160,600 Land $37,400 Building $123,200
2024	$1,947.00
2023		$64,200 Land $14,700 Building $49,500	$128,400 Land $29,400 Building $99,000
2022	$1,755.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 640 Melrose St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 21, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 640 Melrose St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLAINWELL serves 3,998 people · EPA ID MI0005380
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	4 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20