640 Meadowbrook Ln, Centralia, IL 62801 Property Records

Marion County property record for 640 Meadowbrook Ln, Centralia, IL 62801

Property Summary

Property TypeSingle Family Home
Details1,904 sqft · built 1972
Lot Size0.25 acres (10,929 sqft)
Owner2 Individual Names on Record
Last Sale$190,000 (May 2026)
Tax Bill$3,063 (2025)
Deeds & MortgagesFeb 2016 Mortgage
May 2026 Sale & Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN1400075580

Property Details

APN / Parcel Number

Primary APN1400075580

Interior

Building Area1,904 sqft Living Area

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1972
Lot Area10,929 sqft (0.25 acres)

Location & Zoning

Street Address640 MEADOWBROOK LN
CityCENTRALIA
StateIL
Zip62801-4421
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMEADOW BROOK SUB LOT 13 BLK 1
Legal SubdivisionMEADOW BROOK SUB
Legal Block1
Legal Lot Number13
JurisdictionMARION IL
Township / Civil DivisionCENTRALIA
Census Block Group3
Census Block3026
Census Tract952400

Owner

Source: Marion County records, as of August 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address616 S HICKORY ST, CENTRALIA, IL 62801-4121
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Feb 16, 2016Deed of Trust, Mortgage · Conventional Mortgage
NATIONSTAR MORTGAGE
May 13, 2026Warranty Deed, Transfer · FHA Mortgage
DELMAR FINANCIAL COMPANY
May 13, 2026Warranty Deed, Transfer · FHA Mortgage
DELMAR FINANCIAL COMPANY
Aug 18, 2020Warranty Deed, Transfer
QUAD CITY TITLE, QUAD COUNTY TITLE
Nov 27, 2007Intrafamily Transfer, Transfer · Conventional Mortgage
GMAC MORTGAGE LLC
Jun 29, 2005Trustee's Deed, Foreclosure · ARM
HOMECOMINGS FINANCIAL NETWORK INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 13, 2026 · Amount on Record
Deed SaleMay 13, 2026 · Amount on Record
Prior SaleAug 18, 2020 · Amount on Record
Deed Document Number20261981
Prior Transfer DateNov 6, 2007
Prior Transfer Doc2007R08196
Record UpdatedOct 29, 2026

February 2016: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARION IL
Property Address640 MEADOWBROOK LN, CENTRALIA, IL 62801-4421
Transaction TypeMortgage
Record UpdatedJun 26, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2016R00693
DateFeb 16, 2016
Instrument2016R00693
Lender
NameNATIONSTAR MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueFeb 15, 2031
Interest
Rate TypeFixed Rate
Rate4.25%

May 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARION IL
Recording DateMay 13, 2026
Property Address640 MEADOWBROOK LN, CENTRALIA, IL 62801-4421
Document Number0000001981
Instrument DateMay 8, 2026
Instrument20261981
Transaction TypeTransfer
Record UpdatedJun 8, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$28,785.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address616 S HICKORY ST, CENTRALIA, IL 62801-4121

Mortgage

Document Number0000001982,
DateMay 13, 2026
Instrument20261982
Lender
NameDELMAR FINANCIAL COMPANY
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2056
Interest
Rate7%
Max Rate-1%

May 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARION IL
Recording DateMay 13, 2026
Property Address640 MEADOWBROOK LN, CENTRALIA, IL 62801-4421
Document Number2026R01981
Instrument DateMay 8, 2026
Instrument20261981
Transaction TypeTransfer
Record UpdatedAug 25, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$28,785.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address616 S HICKORY ST, CENTRALIA, IL 62801-4121

Mortgage

Document Number0000001982,
DateMay 13, 2026
Instrument20261982
Lender
NameDELMAR FINANCIAL COMPANY
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2056
Interest
Rate7%
Max Rate-1%

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARION IL
Recording DateAug 18, 2020
Property Address640 MEADOWBROOK LN, CENTRALIA, IL 62801-4421
Document Number2020R03715
Map ReferencePB 4 PG 125
Instrument DateAug 17, 2020
Instrument2020R03715
Transaction TypeTransfer
Record UpdatedAug 10, 2021
Title CompanyQUAD CITY TITLE, QUAD COUNTY TITLE

Transaction

AmountAmount Recorded
Tax$231.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address640 MEADOWBROOK LN, CENTRALIA, IL 62801-4421

November 2007: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMARION IL
Recording DateNov 27, 2007
Property Address640 MEADOWBROOK LN, CENTRALIA, IL 62801-4421
Document Number2007R08195
Instrument DateNov 6, 2007
Instrument2007R08195
Transaction TypeTransfer
Record UpdatedAug 10, 2021

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address640 MEADOWBROOK LANE, 640, CENTRALIA, MA

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address640 MEADOWBROOK LN, CENTRALIA, IL 62801-4421

Mortgage

Document Number2007R08196
DateNov 27, 2007
Instrument2007R08196
Lender
NameGMAC MORTGAGE LLC
TypeMortgage Company
AddressCHERRY HILL, NJ 08003
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2037

June 2005: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionMARION IL
Recording DateJun 29, 2005
Property Address640 MEADOWBROOK LN, CENTRALIA, IL 62801-4421
Document Number2005R04781
Map ReferenceMB4 PG125
Instrument DateJun 22, 2005
Instrument2005R04781
Transaction TypeForeclosure
Record UpdatedApr 3, 2026
Title CompanyQUAD COUNTY TITLE COMPANY INC, QUAD COUNTY TITLE CO

Transaction

AmountAmount Recorded
Tax$61.25
Amount AccuracyRounded by County

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address640 MEADOWBROOK LN, CENTRALIA, IL 62801-4421
InvestorPossibly a Property Investor

Mortgage

Document Number2005R04782
DateJun 29, 2005
Instrument2005R04782
Lender
NameHOMECOMINGS FINANCIAL NETWORK INC
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueJul 1, 2035
Interest
Rate TypeAdjustable Rate
Rate8.5%
Type Change DateJul 1, 2007
Change Frequency6 Months
Min Rate At Change6.87%
Max Rate At Change11.5%
Index6-Month LIBOR
Max Rate14.5%

Tax Assessment & Valuation

Source: Marion County assessment roll, as of July 16, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMarion County
County SubdivisionCentralia Township
MunicipalityCentralia City
Elementary School DistrictCentralia School District 135 (PK - 08)
Secondary School DistrictCentralia High School District 200 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,063.00 (-10.75%) Homeowner's exemption$48,980 (-2.22%) Land $6,040 Building $42,940$146,940 (-2.22%) Land $18,120 Building $128,820
2024$3,432.00 (+1.39%)$50,090 (+17.69%) Land $4,010 Building $46,080$150,270 (+17.69%) Land $12,030 Building $138,240
2022$3,385.00 Homeowner's exemption$42,560 Land $3,410 Building $39,150$127,680 Land $10,230 Building $117,450

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2011

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCENTRALIA
serves 12,182 people · EPA ID IL1214220
Water SourceSurface water
Last State InspectionNov 2025
Lead3 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 453 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
ClearWave
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Wisper ISP
Fixed Wireless
400 / 30
Verizon
Fixed Wireless
300 / 20
GigFire
Fixed Wireless
150 / 130

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