640 Meadow Crest Rd, Tryon, NC 28782 Property Records

Polk County property record for 640 Meadow Crest Rd, Tryon, NC 28782 · Last verified October 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,924 sqft · built 1989
Lot Size	11 acres (481,338 sqft)
Owner	Company Name on File
Last Sale	$2,250 (Aug 2007)
Tax Bill	$3,024 (2025)
Deeds & Mortgages	Apr 2021 Reverse Mortgage Apr 2021 Reverse Mortgage
Flood Zone	Zone X (minimal risk)
APN	`P116-49`

Property Details

APN / Parcel Number

Primary APN	`P116-49`
Alternative APN	`24656`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Building Area	1,924 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1995
Lot Area	481,338 sqft (11 acres)
Total Buildings	2 Buildings

Location & Zoning

Account Number	24656
Street Address	640 MEADOW CREST RD
City	TRYON
State	NC
Zip	28782-7789
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	600, 600 600 COUNTY RURAL
Legal Subdivision	COUNTY RURAL
Jurisdiction	POLK NC
Township / Civil Division	GREEN CREEK
Census Block Group	1
Census Block	1039
Census Tract	920101

Owner

Source: Polk County records · APN P116-49

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	640 MEADOW CREST RD, TRYON, NC 28782-7789
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Apr 06, 2021	Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP
Apr 06, 2021	Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 08, 2007 · Amount on Record
Deed Sale	Aug 08, 2007 · Amount on Record
Prior Sale	Aug 08, 2007 · Amount on Record
Deed Document Number	0003561890
Deed Book / Page	356 / 1890
Record Updated	Jun 08, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK NC
Property Address	640 MEADOW CREST RD, TRYON, NC 28782-7789
Transaction Type	Mortgage
Record Updated	Apr 17, 2023
Title Company	F/C TITLE SERVICES LLC, FNC TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	640 MEADOW CREST RD, TRYON, NC 28782-7789

Mortgage

Document Number	000458/303
Date	Apr 06, 2021
Book Page	458/303

Lender

Name	AMERICAN ADVISORS GROUP
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	1.47%
Change Frequency	Annually
Index	1-Year CMT

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK NC
Property Address	640 MEADOW CREST RD, TRYON, NC 28782-7789
Transaction Type	Mortgage
Record Updated	Apr 26, 2021
Title Company	F/C TITLE SERVICES LLC, FNC TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	640 MEADOW CREST RD, TRYON, NC 28782-7789

Mortgage

Document Number	458/318
Date	Apr 06, 2021
Book Page	458/318

Lender

Name	AMERICAN ADVISORS GROUP
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Polk County
Unified School District	Polk County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,024.00 (+10.28%)	$569,172 (+32.45%) Land $190,775 Building $378,397	$569,172 (+32.45%) Land $190,775 Building $378,397
2023	$2,742.00	$429,711 Land $130,500 Building $299,211
2021			$429,711 Land $130,500 Building $299,211

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (37149C), updated July 8, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371499201011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	2 in force
Nearby Flood Claims	5 (2015–2024)
Most Recent Claim	Sep 2024, river or lake flooding, Tropical Storm Helene
Claims By Storm	Tropical Storm Helene, Sep 2024 · 2 claims

Wildfire

Wildfire Risk	Moderate above 50% of the US · above 72% of North Carolina
Wildfire Likelihood	About 1 in 990 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 4 locations within about half a mile of this property, a small sample

Provider	Technology	Download / Upload (Mbps)
Skyrunner	Fixed Wireless (unlicensed)	25 / 10
Uniti Group	DSL	25 / 3
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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