640 McHenry Rd, Apt 403, Wheeling, IL 60090 Property Records

Cook County property record for 640 McHenry Rd, Apt 403, Wheeling, IL 60090

Property Summary

Property Type	Condominium
Details	2 bd · 1,551 sqft · built 2003
Lot Size	5.96 acres (259,856 sqft)
Owner	2 Individual Names on File
Tax Bill	$5,001 (2023)
Deeds & Mortgages	Jun 2022 Mortgage Mar 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`03-03-300-017-1046`

Property Details

APN / Parcel Number

Primary APN	`03-03-300-017-1046`
Alternative APN	`03033000161046`

Interior

Bedrooms	2 Beds
Units	64 Units
Building Area	1,551 sqft Living Area

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Condo/Apartment
Lot Area	259,856 sqft

Location & Zoning

Street Address	640 MCHENRY RD, 2-403
City	WHEELING
State	IL
Zip	60090-9218
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Subdivision	PARK POINT/WHEELING CONDO
Legal Lot Number	1
Jurisdiction	COOK IL
Township / Civil Division	WHEELING
Census Block Group	2
Census Block	2000
Census Tract	802404

Owner

640 McHenry Rd, Apt 403 is owned by two individuals who acquired it in March 2022.

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	640 MCHENRY RD, 403, WHEELING, IL 60090-9230
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2022	Deed of Trust, Mortgage · Conventional Mortgage C & R MORTGAGE
Mar 1, 2022	Deed, Transfer GREATER ILLINOIS TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 1, 2022
Deed Sale	Mar 1, 2022
Prior Sale	Nov 5, 2002 · Amount on File
Deed Document Number	202234061
Prior Transfer Date	May 10, 2004
Prior Transfer Doc	0000039027
Record Updated	Sep 20, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	640 MCHENRY RD, WHEELING, IL 60090-9218
Transaction Type	Mortgage
Record Updated	May 8, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0016017228
Date	Jun 9, 2022
Instrument	2216017228

Lender

Name	C & R MORTGAGE
Type	Mortgage Company
Address	NILES, IL 60714

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

Interest

Rate Type	Fixed Rate
Rate	5.5%

March 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	COOK IL
Recording Date	Mar 1, 2022
Property Address	640 MCHENRY RD, WHEELING, IL 60090-9218
Document Number	0006034061
Map Reference	DOC 0010943232
Instrument Date	Feb 17, 2022
Instrument	2206034061
Transaction Type	Transfer
Record Updated	May 8, 2026
Title Company	GREATER ILLINOIS TITLE

Transaction

Amount	Amount on Record
Tax	$242.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	640 MCHENRY RD APT 403, 403, WHEELING, IL 60090-9230

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Wheeling Township
Municipality	Wheeling Village
Secondary School District	Township High School District 214 (09 - 12)
Elementary School District	Wheeling Community Consolidated School District 21 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$29,686 Land $2,277 Building $27,409	$296,860 Land $22,770 Building $274,090
2023	$5,001.00 (+6.2%)
2022	$4,709.00 Homeowner's exemption Senior Citizen's exemption	$20,890 Land $1,897 Building $18,993	$208,900 Land $18,970 Building $189,930

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 640 McHenry Rd, Apt 403 in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	21 (1978–2020)
Claims Outside the SFHA	4 of 21
Most Recent Claim	May 2020 · other causes
Claims by Event	Severe Storms & Flooding, Aug 1987 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 640 McHenry Rd, Apt 403 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHEELING serves 39,725 people · EPA ID IL0314970
Water Source	Purchased surface water from NORTHWEST WATER COMMISSION
Last State Inspection	Jul 2025
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 561 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL	100 / 20

May also be available: T-Mobile, Verizon.

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