640 McHenry Rd, Apt 107, Wheeling, IL 60090 Property Records

Cook County property record for 640 McHenry Rd, Apt 107, Wheeling, IL 60090

Property Summary

Property Type	Condominium
Details	2 bd · 1,527 sqft · built 2003
Lot Size	5.96 acres (259,856 sqft)
Owner	Individual Name on Record
Last Sale	$212,000 (Jun 2020)
Tax Bill	$5,428 (2023)
Deeds & Mortgages	Nov 2020 Mortgage Jun 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-03-300-017-1036`

Property Details

APN / Parcel Number

Primary APN	`03-03-300-017-1036`

Interior

Bedrooms	2 Beds
Total Rooms	5 Rooms
Units	64 Units
Building Area	1,527 sqft Living Area

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Condo/Apartment
Exterior Material	Brick
Lot Area	259,856 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	640 MCHENRY RD, 2-107
City	WHEELING
State	IL
Zip	60090-9218
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Subdivision	PARK POINT/WHEELING CONDO
Legal Lot Number	1
Jurisdiction	COOK IL
Township / Civil Division	WHEELING
Census Block Group	2
Census Block	2000
Census Tract	802404

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	640 MCHENRY RD, 107, WHEELING, IL 60090-9227
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2020	Deed of Trust, Mortgage · Conventional with PMI UNITED WHOLESALE MTG
Jun 17, 2020	Warranty Deed, Transfer · Conventional with PMI SOLUTIONS FIN'L MTG
May 22, 2018	Warranty Deed, Transfer · Conventional with PMI CHICAGO FIN'L SVCS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 17, 2020 · Amount on Record
Deed Sale	Jun 17, 2020 · Amount on Record
Prior Sale	May 22, 2018 · Amount on Record
Deed Document Number	20208013
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	640 MCHENRY RD APT 107, 107, WHEELING, IL 60090-9227
Document Number	2101301353
Instrument Date	Nov 30, 2020
Transaction Type	Mortgage
Record Updated	Jan 26, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	640 MCHENRY RD #107 WHEELING IL 600909227, 107, WHEELING, IL 60090-9227

Mortgage

Document Number	2101301353
Date	Jan 13, 2021
Instrument	1301353

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	120 Months
Due	Jan 12, 2031

Interest

Rate Type	Fixed Rate

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Jun 17, 2020
Property Address	640 MCHENRY RD APT 107, 107, WHEELING, IL 60090-9227
Document Number	2016908013
Instrument Date	May 15, 2020
Instrument	16908013
Transaction Type	Transfer
Record Updated	Jun 25, 2020
Title Company	COMMONWEALTH LAND TITLE INSURANCE, COMMONWEALTH LAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$212.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 GRENADIER CT LINCOLNSHIRE IL 600693343, LINCOLNSHIRE, IL 60069-3343

Mortgage

Document Number	2016908014
Date	Jun 17, 2020
Instrument	16908014

Lender

Name	SOLUTIONS FIN'L MTG
Type	Mortgage Company
Address	GLENVIEW, IL 60026

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Jun 16, 2035

Interest

Rate Type	Fixed Rate

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	May 22, 2018
Property Address	640 MCHENRY RD APT 107, 107, WHEELING, IL 60090-9227
Document Number	1814218006
Instrument Date	May 14, 2018
Instrument	14218006
Transaction Type	Transfer
Record Updated	May 31, 2018
Title Company	ATTORNEY'S TITLE, ATTORNEYS TITLE GUARANTY FUND

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$210.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	640 MCHENRY RD WHEELING IL 600909218, WHEELING, IL 60090-9218

Mortgage

Document Number	1814218007
Date	May 22, 2018
Instrument	14218007

Lender

Name	CHICAGO FIN'L SVCS
Type	Funding / Finance Company
Address	CHICAGO, IL 60642

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 21, 2048

Interest

Rate Type	Fixed Rate
Rate	4.5%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Wheeling Township
Municipality	Wheeling Village
Secondary School District	Township High School District 214 (09 - 12)
Elementary School District	Wheeling Community Consolidated School District 21 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$27,726 (+42.1%) Land $2,127 Building $25,599	$277,260 (+42.1%) Land $21,270 Building $255,990
2023	$5,428.00 (-12.96%)
2022	$6,236.00	$19,511 Land $1,772 Building $17,739	$195,110 Land $17,720 Building $177,390

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	21 (1978–2020)
Claims Outside the SFHA	4 of 21
Most Recent Claim	May 2020 · other causes
Claims by Event	Severe Storms & Flooding, Aug 1987 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHEELING serves 39,725 people · EPA ID IL0314970
Water Source	Purchased surface water from NORTHWEST WATER COMMISSION
Last State Inspection	Jul 2025
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 561 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL	100 / 20

May also be available: T-Mobile, Verizon.

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