640 McClain Ave, Greenfield, OH 45123 Property Records

Highland County property record for 640 McClain Ave, Greenfield, OH 45123

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,206 sqft · built 1949
Lot Size	0.184 acres (8,015 sqft)
Owner	Individual Name on File
Last Sale	$75,000 (Jun 2019)
Tax Bill	$1,103 (2025)
Deeds & Mortgages	May 2026 Line of Credit Apr 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`27-11-001-172.00`

Property Details

APN / Parcel Number

Primary APN	`27-11-001-172.00`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,206 sqft Living Area
Gross Area	2,764 sqft
1st Floor Area	1,206 sqft
Family Room	Family Room

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Architectural Style	Conventional
Exterior Material	Aluminum Siding
Construction Type	Wood
Foundation Type	No Foundation
Lot Area	8,015 sqft (0.184 acres)
Lot Dimensions	160 ft deep x 50 ft wide
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	202 sqft
Deck Area	150 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	640 MCCLAIN AVE, 1219
City	GREENFIELD
State	OH
Zip	45123-1121
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	I/L 1219 PT
Legal Subdivision	COPES SUBDIVISION
Legal Lot Number	1219
Jurisdiction	HIGHLAND OH
Township / Civil Division	MADISON
Census Block Group	3
Census Block	3008
Census Tract	954400

Owner

640 McClain Ave is owned and occupied by an individual who bought it in June 2019.

Source: Highland County records, as of September 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	640 MCCLAIN AVE, GREENFIELD, OH 45123-1121
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 19, 2026	Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK
Apr 25, 2023	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Nov 7, 2022	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Jun 26, 2019	Warranty Deed, Transfer · Conventional Mortgage WESBANCO BANK INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 26, 2019 · Amount on File
Deed Sale	Jun 26, 2019 · Amount on File
Prior Sale	Jan 1, 1990
Deed Document Number	20192928
Deed Book / Page	981 / 5506
Prior Transfer Date	Oct 19, 2005
Prior Transfer Doc	605/73
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLAND OH
Recording Date	May 19, 2026
Property Address	640 MCCLAIN AVE, GREENFIELD, OH 45123-1121
Document Number	0000002381
Book / Page	1022 / 1011
Instrument Date	May 12, 2026
Instrument	20262381
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	640 MCCLAIN AVE, GREENFIELD, OH 45123-1121
Investor	Possibly a Property Investor

Mortgage

Document Number	0000002381,
Date	May 19, 2026
Book Page	1022/1011
Instrument	20262381

Lender

Name	COASTAL COMMUNITY BANK

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate	6.3%
Max Rate	-1%

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLAND OH
Property Address	640 MCCLAIN AVE, GREENFIELD, OH 45123-1121
Transaction Type	Mortgage
Record Updated	May 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	640 MCCLAIN AVE, GREENFIELD, OH 45123-1121
Investor	Possibly a Property Investor

Mortgage

Document Number	01005/4323
Date	Apr 25, 2023
Book Page	1005/4323
Instrument	202300001638

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	61 Months
Due	May 16, 2028

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLAND OH
Property Address	640 MCCLAIN AVE, GREENFIELD, OH 45123-1121
Transaction Type	Mortgage
Record Updated	Nov 14, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01003/4171
Date	Nov 7, 2022
Book Page	1003/4171
Instrument	202200006141

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2052

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLAND OH
Recording Date	Jun 26, 2019
Property Address	640 MCCLAIN AVE, GREENFIELD, OH 45123-1121
Document Number	981/5506
Book / Page	981 / 5506
Instrument Date	Jun 21, 2019
Instrument	201900002928
Transaction Type	Transfer
Record Updated	Sep 22, 2021
Title Company	NORTHWEST TITLE FAM/COMPANIES, NORTHWEST TTL FAM OF COMPANI

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6440 MCCLAIN AVENUE, GREENFIELD, OH 45123

Mortgage

Document Number	201900002929
Date	Jun 26, 2019
Instrument	201900002929

Lender

Name	WESBANCO BANK INC
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 640 McClain Ave was $1,103 with a homeowner's exemption.

Source: Highland County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Highland County
County Subdivision	Madison Township
Municipality	Greenfield Village
Unified School District	Greenfield Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,103.00	$35,710 (-) Land $3,820 Building $31,890	$102,000 (-) Land $10,900 Building $91,100
2024	$1,103.00 (+85.38%) Homeowner's exemption	$35,710 (+34.4%) Land $3,820 Building $31,890	$102,000 Land $10,900 Building $91,100
2023	$595.00 Homeowner's exemption	$26,570 (-) Land $3,290 Building $23,280
2022		$26,570 Land $3,290 Building $23,280
2021	$1,165.00		$75,900 Land $9,400 Building $66,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 640 McClain Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 640 McClain Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GREENFIELD VILLAGE PWS serves 4,600 people · EPA ID OH3600312
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 561 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
altafiber Network Solutions Fixed Wireless	100 / 20

May also be available: AT&T.

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