Union County and Westfield Town property record for 640 Maple St, Westfield, NJ 07090
| Property Type | Single Family Home |
|---|---|
| Details | 2,452 sqft · built 1910 |
| Lot Size | 0.152 acres (6,599 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $685,000 (May 2017) |
| Tax Bill | $22,226 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage May 2022 Construction Loan + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-02301-0000-00027 |
| Primary APN | 20-02301-0000-00027 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,452 sqft Living Area |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 6,599 sqft (0.152 acres) |
| Lot Dimensions | 132 ft deep x 50 ft wide |
| Garage Type | Attached |
| Parking Spaces | 1 Parking Space |
| Old Parcel Number | 2000309000000027 |
|---|---|
| Street Address | 640 MAPLE ST |
| City | WESTFIELD |
| State | NJ |
| Zip | 07090-2421 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | HARRISON PROP |
| Legal Block | 2301 |
| Legal Lot Number | 27 |
| Jurisdiction | UNION NJ |
| Township / Civil Division | WESTFIELD |
| Census Block Group | 4 |
| Census Block | 4011 |
| Census Tract | 36400 |
640 Maple St is owned and occupied by two individuals who bought it in May 2017.
Source: Union County and Westfield Town records, as of July 8, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 640 MAPLE ST, WESTFIELD, NJ 07090-2421 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 21, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| May 11, 2022 | Deed of Trust, Mortgage · Construction Mortgage UNIVEST BANK & TRUST CO |
| Sep 25, 2020 | Deed of Trust, Mortgage · FHA Mortgage THELENDER |
| May 8, 2017 | Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 8, 2017 · Amount on File |
| Deed Sale | May 8, 2017 · Amount on File |
| Prior Sale | Jan 5, 2016 · Amount on File |
| Deed Document Number | 2017286159 |
| Deed Book / Page | 6186 / 640 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 640 MAPLE ST, WESTFIELD, NJ 07090-2421 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2025 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|
| Document Number | 0149930083 |
|---|---|
| Date | Jun 21, 2021 |
| Book Page | 14993/83 |
| Instrument | 14817 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 640 MAPLE ST, WESTFIELD, NJ 07090-2421 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2025 |
| Title Company | ABLE TITLE AGENCY LLC |
| Name | Verified Name |
|---|
| Document Number | 0152160016 |
|---|---|
| Date | May 11, 2022 |
| Book Page | 15216/16 |
| Instrument | 37088 |
| Name | UNIVEST BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | SOUDERTON, PA 18964 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
| Type Change Date | Jun 1, 2038 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 8.5% |
| Index | Other |
| Max Rate | 8.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 640 MAPLE ST, WESTFIELD, NJ 07090-2421 |
| Document Number | 0147820065 |
| Instrument Date | Sep 25, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 11, 2020 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 640 MAPLE ST WESTFIELD NJ 070902421, WESTFIELD, NJ 07090-2421 |
| Document Number | 0147820065 |
|---|---|
| Date | Oct 5, 2020 |
| Book Page | 014782/000065 |
| Instrument | 700295 |
| Name | THELENDER |
|---|---|
| Address | ST PETERS, MO 63376 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 4, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | May 8, 2017 |
| Property Address | 640 MAPLE ST, WESTFIELD, NJ 07090-2421 |
| Document Number | 0061860640 |
| Book / Page | 6186 / 0640 |
| Instrument Date | Mar 17, 2017 |
| Instrument | 286159 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2022 |
| Title Company | NRT TITLR ASGENCY LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $8,088.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 640 MAPLE ST, 640, WESTFIELD, NJ 07090-2421 |
| Name | Verified Name |
|---|---|
| Address | 640 MAPLE ST, WESTFIELD, NJ 07090-2421 |
| Document Number | 0000640058 |
|---|---|
| Date | May 8, 2017 |
| Instrument | 640058 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2047 |
The 2025 property tax bill for 640 Maple St was $22,226, up 1.8% from the year before.
Source: Union County and Westfield Town assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| Municipality | Westfield Town |
| Unified School District | Westfield Town School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $969,700 (-) Land $470,600 Building $499,100 | $969,700 (-) Land $470,600 Building $499,100 | |
| 2025 | $22,226.00 (+1.78%) | $969,700 Land $470,600 Building $499,100 | $969,700 Land $470,600 Building $499,100 |
| 2024 | $21,837.00 | ||
| 2023 | $688,400 Land $470,600 Building $217,800 | $688,400 Land $470,600 Building $217,800 | |
| 2022 | $14,869.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 640 Maple St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 5 (1978–2021) |
| Claims Outside the SFHA | 4 of 5 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 640 Maple St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 92% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 483 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures