640 Maple Ave N, Maple Lake, MN 55358 Property Records

Wright County property record for 640 Maple Ave N, Maple Lake, MN 55358

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,400 sqft · built 1969
Lot Size0.273 acres (11,912 sqft)
Owner2 Individual Names on Record
Last Sale$215,000 (May 2020)
Tax Bill$3,230 (2026)
Deeds & MortgagesDec 2023 Mortgage
May 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN110-038-002050

Property Details

APN / Parcel Number

Primary APN110-038-002050

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,400 sqft Living Area
1st Floor Area1,400 sqft
Basement Area910 sqft
Finished Basement910 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1969
Effective Year BuiltEffective 1985
Architectural StyleRanch
Exterior MaterialVinyl
Construction TypeFrame
Roof TypeHip
Roof MaterialAsphalt
Lot Area11,912 sqft (0.273 acres)
Garage TypeAttached
Garage Area528 sqft
Parking Spaces2 Parking Spaces
Deck AreaDeck Area
Patio Area144 sqft
Storage Building168 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address640 MAPLE AVE N
CityMAPLE LAKE
StateMN
Zip55358-3475
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSECT-06 TWP-120 RANGE-026 DONALD AND VICTOR JUDES ADDN LOT-005 BLOCK-002 05 BLOCK-002
Legal Range026
Legal Township120
Legal Section06
Legal SubdivisionDONALD AND VICTOR JUDES ADDN
Legal Block2
Legal Lot Number5
JurisdictionWRIGHT MN
Township / Civil DivisionMAPLE LAKE
Census Block Group1
Census Block1013
Census Tract100707

Owner

Source: Wright County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address640 MAPLE AVE N, MAPLE LAKE, MN 55358-3475
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 19, 2023Deed of Trust, Mortgage · FHA Mortgage
JACKSON FLAGSTAR CENTRE OFFICE
May 14, 2020Warranty Deed, Transfer · FHA Mortgage
BAY EQUITY LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 14, 2020 · Amount on Record
Deed SaleMay 14, 2020 · Amount on Record
Prior SaleAug 7, 2018 · Amount on Record
Deed Document Number20201426347
Record UpdatedSep 20, 2026

December 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWRIGHT MN
Property Address640 MAPLE AVE N, MAPLE LAKE, MN 55358-3475
Transaction TypeMortgage
Record UpdatedMar 25, 2024
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address640 MAPLE AVE N N, MAPLE LAKE, MN 55358-3475

Mortgage

Document Number00A1544571
DateDec 19, 2023
InstrumentA1544571
Lender
NameJACKSON FLAGSTAR CENTRE OFFICE
TypeBank
AddressJACKSONVILLE, FL 32256
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term316 Months
DueApr 1, 2050

May 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWRIGHT MN
Recording DateMay 14, 2020
Property Address640 MAPLE AVE N, MAPLE LAKE, MN 55358-3475
Document Number0001426347
Instrument DateMar 31, 2020
Instrument1426347
Transaction TypeTransfer
Record UpdatedAug 13, 2021
Title CompanySILVERLINE T&E LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$709.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address640 MAPLE AVE N, MAPLE LAKE, MN 55358-3475

Mortgage

Document Number0001426348
DateMay 14, 2020
Instrument1426348
Lender
NameBAY EQUITY LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term359 Months
DueApr 1, 2050

Tax Assessment & Valuation

Source: Wright County assessment roll, as of July 20, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyWright County
MunicipalityMaple Lake City
Unified School DistrictMaple Lake Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,230.00 (+11.38%)$281,800 (+3.3%) Land $42,000 Building $239,800$281,800 (+3.3%) Land $42,000 Building $239,800
2025$272,800 (+5.13%) Land $42,000 Building $230,800$272,800 (+5.13%) Land $42,000 Building $230,800
2023$2,900.00 (+12.14%)$259,500 Land $32,000 Building $227,500$259,500 Land $32,000 Building $227,500
2022$2,586.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMaple Lake
serves 2,215 people · EPA ID MN1860011
Water SourceGroundwater
Last State InspectionJul 2025
Lead3 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Windstream
DSL
200 / 20

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