640 Mallard Dr, Sumter, SC 29150 Property Records

Sumter County property record for 640 Mallard Dr, Sumter, SC 29150

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,398 sqft · built 1987
Lot Size	0.462 acres (20,125 sqft)
Owner	Individual Name on Record
Last Sale	$280,000 (Jun 2021)
Tax Bill	$1,857 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`205-08-01-005`

Property Details

APN / Parcel Number

Primary APN	`205-08-01-005`
Alternative APN	`27144`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,398 sqft Living Area
1st Floor Area	2,398 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1989
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Shingle
Lot Area	20,125 sqft (0.462 acres)
Lot Dimensions	175 ft deep x 115 ft wide
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Patio Area	216 sqft
Fence	Fence
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ
Utility Building	64 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	27144
Old Parcel Number	205 08 01 005
Street Address	640 MALLARD DR
City	SUMTER
State	SC
Zip	29150-3192
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15
Legal Description	LOT 212 PB86-590 0.462 AC PB87-519
Legal Subdivision	IDLEWILD SEC 01
Legal Lot Number	212
Jurisdiction	SUMTER SC
Township / Civil Division	SUMTER
Census Block Group	1
Census Block	1026
Census Tract	1701

Owner

Source: Sumter County records, as of December 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	640 MALLARD DR, SUMTER, SC 29150-3192
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2021 · Amount on Record
Deed Sale	Jun 30, 2021 · Amount on Record
Prior Sale	Jun 5, 2015 · Amount on Record
Deed Document Number	0012874507
Deed Book / Page	1287 / 4507
Record Updated	Jun 8, 2026

June 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	SUMTER SC
Recording Date	Jun 30, 2021
Property Address	640 MALLARD DR, SUMTER, SC 29150-3192
Document Number	0012874507
Book / Page	1287 / 4507
Instrument Date	Jun 28, 2021
Transaction Type	Transfer
Record Updated	Jul 5, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,036.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	640 MALLARD DR, SUMTER, SC 29150-3192
Investor	Possibly a Property Investor

Mortgage

Document Number	0012874513
Date	Jun 30, 2021
Instrument	1287/4513

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

Source: Sumter County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Sumter County
Municipality	Sumter City
Unified School District	Sumter County Consolidated School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,857.00 (+7.28%) Homeowner's exemption	$9,660 (-) Land $1,400 Building $8,260	$241,477 (-) Land $35,000 Building $206,477
2023		$9,660 (+2.11%) Land $1,400 Building $8,260	$241,477 (+2.16%) Land $35,000 Building $206,477
2022	$1,731.00	$9,460 Land $1,400 Building $8,060	$236,373 Land $35,000 Building $201,373

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 26 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	26 in force
Nearby Flood Claims	12 (2015–2020)
Claims Outside the SFHA	9 of 12
Most Recent Claim	Sep 2020 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Oct 2015 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 92% of South Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SUMTER serves 53,070 people · EPA ID SC4310001
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
FTC Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20