Cumberland County and Westbrook City property record for 640 Main St, Westbrook, ME 04092
| Property Type | Triplex |
|---|---|
| Details | 7 bd · 3 ba · 2,355 sqft · built 1915 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | Company Name on Record |
| Last Sale | $615,000 (Nov 2025) |
| Tax Bill | $5,518 (2023) |
| Deeds & Mortgages | Nov 2025 Sale & Mortgage Mar 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | WSBR M:033 L:016 |
| Primary APN | WSBR M:033 L:016 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 7 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 11 Rooms |
| Units | 3 Units |
| Stories | 2 Stories |
| Building Area | 2,355 sqft Living Area |
| Gross Area | 3,702 sqft |
| 1st Floor Area | 1,794 sqft |
| Basement Area | 748 sqft |
| Unfinished Basement | 748 sqft |
| Year Built | Built 1915 |
|---|---|
| Effective Year Built | Effective 1915 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 12,197 sqft (0.28 acres) |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 640 MAIN ST |
|---|---|
| City | WESTBROOK |
| State | ME |
| Zip | 04092-4133 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Triplex |
| Local Zoning Code | 16 |
| Legal Lot Number | 16 |
| Jurisdiction | WESTBROOK ME |
| Township / Civil Division | WESTBROOK |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 2800 |
Source: Cumberland County and Westbrook City records, as of May 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 10 BEGIN LN, WESTBROOK, ME 04092-2438 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Nov 4, 2025 | Warranty Deed, Transfer NATL LOAN FUNDING LLC |
| Mar 6, 2020 | Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 4, 2025 · Amount on Record |
| Deed Sale | Nov 4, 2025 · Amount on Record |
| Prior Sale | Mar 6, 2020 · Amount on Record |
| Deed Book / Page | 41846 / 310 |
| Transfer Doc | 0338540197 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WESTBROOK ME |
| Recording Date | Nov 4, 2025 |
| Property Address | 640 MAIN ST, WESTBROOK, ME 04092-4133 |
| Document Number | 0418460310 |
| Book / Page | 41846 / 310 |
| Instrument Date | Nov 3, 2025 |
| Instrument | 45912 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10 BEGIN LN, WESTBROOK, ME 04092-2438 |
| Document Number | 0000045913 |
|---|---|
| Date | Nov 4, 2025 |
| Instrument | 45913 |
| Name | NATL LOAN FUNDING LLC |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | Dec 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WESTBROOK ME |
| Recording Date | Mar 6, 2020 |
| Property Address | 640 MAIN ST, WESTBROOK, ME 04092-4133 |
| Document Number | 0364850260 |
| Book / Page | 36485 / 260 |
| Instrument Date | Mar 6, 2020 |
| Instrument | 12335 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 100 CONGRESS ST, PORTLAND, ME 04101-3686 |
| Document Number | 0000012336 |
|---|---|
| Date | Mar 6, 2020 |
| Instrument | 12336 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Cumberland County and Westbrook City assessment roll, as of May 21, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Cumberland County |
| Municipality | Westbrook City |
| Unified School District | Westbrook (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2023 | $5,518.00 (+10.05%) | $330,800 (+19.42%) Land $76,400 Building $254,400 |
| 2022 | $5,014.00 | $277,000 Land $63,700 Building $213,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 95% of Maine |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PORTLAND WATER DISTRICT-GREATER serves 135,068 people · EPA ID ME0091300 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 421 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 2,000 / 2,000 |
| Fidium Fiber Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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