York County and Saco City property record for 640 Main St, Saco, ME 04072 · Last verified August 2026
| Property Type | Bank, Financial Building |
|---|---|
| Details | 1.5 ba · 3,737 sqft · built 1978 |
| Lot Size | 1.22 acres (53,143 sqft) |
| Owner | Company Name on File |
| Tax Bill | $18,893 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | O0059R |
| Primary APN | O0059R |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 3,737 sqft Total Area |
| Gross Area | 7,772 sqft |
| 1st Floor Area | 3,560 sqft |
| Basement Area | 3,465 sqft |
| Unfinished Basement | 3,465 sqft |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 53,143 sqft (1.22 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | O0059R |
|---|---|
| Street Address | 640 MAIN ST |
| City | SACO |
| State | ME |
| Zip | 04072-1535 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Bank, Financial Building |
| Legal Lot Number | 9 |
| Jurisdiction | SACO ME |
| Township / Civil Division | SACO |
| Census Block Group | 1 |
| Census Block | 1033 |
| Census Tract | 5200 |
Source: York County and Saco City records · APN O0059R
Assessment roll updated July 30, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 310, CAMDEN, ME 04843-0310 |
| Owner Type | Company |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 03, 2006 |
| Deed Sale | Mar 03, 2006 |
| Deed Book / Page | 14769 / 802 |
| Record Updated | Sep 20, 2026 |
Source: York County and Saco City records · Assessment roll updated July 30, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maine |
| County | York County |
| Municipality | Saco City |
| Unified School District | Saco Public Schools (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $18,893.00 (+21.62%) | $1,330,500 (+20.34%) Land $409,200 Building $921,300 |
| 2024 | $15,534.00 (-16.7%) | $1,105,600 (+8.67%) Land $369,900 Building $735,700 |
| 2022 | $18,649.00 | $1,017,400 Land $281,700 Building $735,700 |
Source: FEMA National Flood Hazard Layer, York County (23031C), updated April 16, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 230310052001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 3 (1978) |
| Most Recent Claim | Feb 1978, tidal / storm surge |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 53 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Consolidated Communications, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.
5G and 4G LTE
Search by:
By searching, you agree to: Terms • Privacy • Disclosures