Harrison County property record for 640 Main St NE, Palmyra, IN 47164
| Property Type | Retail Stores (Personal Services, Photography, Travel) |
|---|---|
| Details | 13,920 sqft · built 1942 |
| Lot Size | 0.496 acres (21,588 sqft) |
| Owner | Company Name on File |
| Last Sale | $225,000 (Jan 2023) |
| Tax Bill | $3,350 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 023-00392-00 |
| Primary APN | 023-00392-00 |
|---|---|
| Alternative APNs |
|
| Plumbing Fixtures | 5 Plumbing Fixtures |
|---|---|
| Stories | 3 Stories |
| Building Area | 13,920 sqft Total Area |
| 1st Floor Area | 13,920 sqft |
| Year Built | Built 1942 |
|---|---|
| Effective Year Built | Effective 1982 |
| Construction Type | Wood |
| Fire Resistance | Wood or Wood & Steel Frame |
| Lot Area | 21,588 sqft (0.496 acres) |
| Shed | 1 Shed |
| Shed Area | 24 sqft |
| Account Number | 00001088786 |
|---|---|
| Street Address | 640 MAIN ST NE |
| City | PALMYRA |
| State | IN |
| Zip | 47164-8894 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Retail Stores (Personal Services, Photography, Travel) |
| Legal Description | 023-00392-00 LOTS 35, 36 & 37 PT LOT 34 (36' X 127') |
| Legal Subdivision | TOWN PALMYRA |
| Legal Lot Number | 35-36 |
| Jurisdiction | HARRISON IN |
| Township / Civil Division | MORGAN |
| Census Block Group | 3 |
| Census Block | 3024 |
| Census Tract | 60100 |
640 Main St NE, a commercial property, is owned by a company that bought it in January 2023.
Source: Harrison County records, as of October 13, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 711, PALMYRA, IN 47164-0711 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 18, 2023 · Amount on File |
| Deed Sale | Jan 18, 2023 · Amount on File |
| Prior Sale | Sep 17, 2013 · Amount on File |
| Deed Document Number | 202315415 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 640 Main St NE was $3,350, up 3.5% from the year before.
Source: Harrison County assessment roll, as of June 26, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Harrison County |
| County Subdivision | Morgan Township |
| Municipality | Palmyra Town |
| Unified School District | North Harrison Community School Corporation (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,350.00 (+3.49%) | $235,500 Land $29,700 Building $205,800 | $235,500 Land $29,700 Building $205,800 |
| 2024 | $3,237.00 (+0.28%) | ||
| 2023 | $3,228.00 (+46%) | $225,000 Land $22,300 Building $202,700 | $225,000 Land $22,300 Building $202,700 |
| 2022 | $2,211.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 640 Main St NE in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1997.
Source: FEMA National Flood Hazard Layer, effective August 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 5 (1997–2019) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | Jun 2019 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 640 Main St NE is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 73% of Indiana |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PALMYRA WATER WORKS serves 4,425 people · EPA ID IN5231004 |
|---|---|
| Water Source | Purchased groundwater from RAMSEY WATER COMPANY, INC. |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Mainstream Fiber Networks Fiber | 1,000 / 1,000 |
| Outernet Broadband Fixed Wireless | 100 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
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