640 Main St, #E, Frederick, CO 80530 Property Records

Weld County property record for 640 Main St, #E, Frederick, CO 80530

Property Summary

Property Type	Condominium
Details	3 bd · 3 ba · 1,683 sqft · built 2020
Owner	Company Name on Record
Tax Bill	$2,330 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Feb 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`1311-31-2-39-005`

Property Details

APN / Parcel Number

Primary APN	`1311-31-2-39-005`
Alternative APN	`R8970561`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Stories	2 Stories
Building Area	1,683 sqft Living Area
Gross Area	2,077 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Condo/Apartment
Exterior Material	Combination
Construction Type	Frame
Roof Material	Composition Shingle
Garage Type	Attached
Garage Area	394 sqft

Exterior Amenities

Porch	Porch
Porch Area	160 sqft
Patio Area	33 sqft
Balcony Area	33 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R8970561
Street Address	640 MAIN ST, E
City	FREDERICK
State	CO
Zip	80530-5011
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	UNIT E 640 MAIN STREET CONDOS
Legal Subdivision	640 MAIN STREET CONDOS
Legal Block	1
Legal Lot Number	E
Legal Unit	E 6
Jurisdiction	WELD CO
Township / Civil Division	ERIE-FREDERICK
Census Block Group	1
Census Block	1054
Census Tract	2014

Owner

Source: Weld County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	6400 RABBIT MOUNTAIN RD, LONGMONT, CO 80503-7406
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage WESTERN VISTA FCU
Feb 11, 2021	Intrafamily Transfer, Transfer COLORADO ESCROW AND TITLE, COLORADO ESCROW & TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELD CO
Property Address	640 MAIN ST # E, E, FREDERICK, CO 80530
Transaction Type	Mortgage
Record Updated	Jan 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004721422
Date	Jun 2, 2021
Instrument	4721422

Lender

Name	WESTERN VISTA FCU
Type	Credit Union
Address	CHEYENNE, WY 82001

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 1, 2036

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WELD CO
Recording Date	Feb 11, 2021
Property Address	640 MAIN ST # E, E, FREDERICK, CO 80530
Document Number	0004681919
Map Reference	MB 4678478
Instrument Date	Feb 11, 2021
Instrument	4681919
Transaction Type	Transfer
Record Updated	Feb 15, 2024
Title Company	COLORADO ESCROW AND TITLE, COLORADO ESCROW & TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	PO BOX 26, MEAD, CO 80542-0026
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Weld County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Weld County
Municipality	Frederick Town
Unified School District	St. Vrain Valley School District RE 1J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$20,380 (-2.11%) Building $20,380	$333,080 (-) Building $333,080
2025	$2,330.00 (+13.16%)	$20,820 (-12.11%) Building $20,820	$333,080 (-4.9%) Building $333,080
2024	$2,059.00 (+4.25%)
2023	$1,975.00	$23,690 Building $23,690	$350,243 Building $350,243

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	10 (1990–2015)
Claims Outside the SFHA	4 of 10
Most Recent Claim	May 2015 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, Landslides, And Mudslides, Sep 2013 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.6% of Colorado
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF FREDERICK serves 17,173 people · EPA ID CO0162288
Water Source	Purchased surface water from CARTER LAKE FILTER PLANT
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Rise Broadband Fixed Wireless	100 / 20

May also be available: Intrepid Fiber Networks.

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