640 Main Rd N, Hampden, ME 04444 Property Records

Penobscot County and Hampden Town property record for 640 Main Rd N, Hampden, ME 04444

Property Summary

Property Type	Apartments (5+ Units)
Details	1,680 sqft · built 1920
Lot Size	0.37 acres (16,117 sqft)
Owner	Company Name on File
Last Sale	$980,000 (Jul 2021)
Tax Bill	$3,243 (2025)
Deeds & Mortgages	Mar 2022 Refinance Apr 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`HAMN M:28 B:0 L:009`

Property Details

APN / Parcel Number

Primary APN	`HAMN M:28 B:0 L:009`
Alternative APN	`2320`

Interior

Units	5 Units
Stories	2 Stories
Building Area	1,680 sqft Living Area
1st Floor Area	840 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1988
Lot Area	16,117 sqft (0.37 acres)

Location & Zoning

Account Number	2320
Street Address	640 MAIN RD N
City	HAMPDEN
State	ME
Zip	04444-1822
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	21 - B
Legal Lot Number	9
Jurisdiction	HAMPDEN ME
Township / Civil Division	HAMPDEN
Census Block Group	1
Census Block	1002
Census Tract	2000

Owner

640 Main Rd N, a residential property, is owned by a company that bought it in July 2021.

Source: Penobscot County and Hampden Town records, as of May 22, 2026

Owner of Record	Company Name on File
Mailing Address	PO BOX 2670, BANGOR, ME 04402-2670
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance 1ST NATIONAL BANK
Apr 11, 2018	Deed of Trust, Mortgage FIRST NATL BK
Jul 23, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage 1ST NATIONAL BANK
May 29, 2018	Warranty Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 23, 2021 · Amount on File
Deed Sale	Jul 23, 2021 · Amount on File
Deed Document Number	202115
Deed Book / Page	16119 / 149
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMPDEN ME
Property Address	640 MAIN RD N, HAMPDEN, ME 04444-1822
Transaction Type	Mortgage
Record Updated	Dec 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0164230242
Date	Mar 25, 2022
Book Page	16423/242
Instrument	8105

Lender

Name	1ST NATIONAL BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMPDEN ME
Property Address	640 MAIN RD N, HAMPDEN, ME 04444-1822
Transaction Type	Mortgage
Record Updated	Jan 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0147820271
Date	Apr 11, 2018
Book Page	14782/0271
Instrument	000000008999

Lender

Name	FIRST NATL BK

Agreement

Amount	Amount on Record

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMPDEN ME
Recording Date	Jul 23, 2021
Property Address	640 MAIN RD N, HAMPDEN, ME 04444-1822
Document Number	0161190149
Book / Page	16119 / 149
Instrument Date	Jul 23, 2021
Instrument	25215
Transaction Type	Transfer
Record Updated	Dec 7, 2023

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000025216
Date	Jul 23, 2021
Instrument	25216

Lender

Name	1ST NATIONAL BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMPDEN ME
Recording Date	May 29, 2018
Property Address	640 MAIN RD N, HAMPDEN, ME 04444-1822
Document Number	0148230273
Book / Page	014823 / 000273
Instrument Date	May 23, 2018
Instrument	14078
Transaction Type	Transfer
Record Updated	Jun 11, 2018
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	82 MONRGOMERY ST BANGOR ME 04401, BANGOR, ME 04401

Tax Assessment & Valuation

The 2025 property tax bill for 640 Main Rd N was $3,243, up 26.4% from the year before.

Source: Penobscot County and Hampden Town assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Penobscot County
County Subdivision	Hampden Town
Unified School District	Regional School Unit 22 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$3,243.00 (+26.43%)	$183,750 (+12.11%) Land $79,320 Building $104,430
2024	$2,565.00 (-0.85%)	$163,900 (+21.95%) Land $71,000 Building $92,900
2023	$2,587.00 (+7.48%)	$134,400 (+15.56%) Land $58,300 Building $76,100
2022	$2,407.00	$116,300 Land $50,700 Building $65,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 640 Main Rd N in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1978–2014)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Mar 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 640 Main Rd N is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HAMPDEN WATER DISTRICT serves 4,800 people · EPA ID ME0090660
Water Source	Purchased surface water from BANGOR WATER DISTRICT
Last State Inspection	May 2023
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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