640 Lone Oak Rd, Eagan (Saint Paul), MN 55121 Property Records

Dakota County property record for 640 Lone Oak Rd, Eagan, MN 55121 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	5 Beds
Bathrooms	2 Baths
Year Built	Built 1972
Square Footage	2,652 sqft Living Area
Lot Size	178,081 sqft (4.08 acres)
Occupancy	Owner Occupied
Last Sale	$270,000 (2001)
Tax Bill	$6,042.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`10-03800-02-042`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Building Area	2,652 sqft Living Area
Gross Area	3,276 sqft Gross Area
1st Floor	2,652 sqft 1st Floor
Stories	1 Stories

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1972
Construction Type	Wood Construction
Lot Area	178,081 sqft (4.08 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	624 sqft Garage

Location & Zoning

Street Address	640 LONE OAK RD
City	SAINT PAUL
State	MN
Zip	55121-1526
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	AUDITORS SUBDIVISION NO 38 2 N 505.8 FT OF W 376.65 FT OF LOT 2 SUBJ TO RD SUBJ TO HWY EASE DOC NO 3418052
Legal Subdivision	AUDITORS SUBDIVISION NO 38
Legal Block	2
Legal Lot Number	2
Jurisdiction	DAKOTA MN
Minor Civil Division	EAGAN
Census Blockgroup	4
Census Block	4028
Census Tract	60717

Owner

Source: Dakota County records · APN 10-03800-02-042

Assessment roll updated May 27, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	640 LONE OAK RD, SAINT PAUL, MN 55121-1526
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 12, 2001 · Amount on Record
Deed Sale	Feb 12, 2001 · Amount on Record
Deed Doc Number	2001171456
Record Refreshed	Sep 20, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAKOTA MN
Property Address	640 LONE OAK RD, EAGAN, MN 55121-1526
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	TITLESMART INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003378017
Date	Jun 19, 2020
Instrument	3378017

Lender

Name	BELL BANK
Type	Bank
Address	FARGO, ND 58103

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 01, 2035

Tax Assessment & Valuation

Source: Dakota County records · Assessment roll updated May 27, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Dakota County
Municipality	Eagan City
Unified School District	West St. Paul-Mendota Heights-Eagan (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,042.00 (-0.07%)	$596,100 (+6.75%) Land $234,200 Building $361,900	$596,100 (+6.75%) Land $234,200 Building $361,900
2023	$6,046.00 Homeowner's exemption
2022		$558,400 Land $227,900 Building $330,500	$558,400 Land $227,900 Building $330,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Dakota County (27037C), updated October 4, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 7% of the US · above 21% of Minnesota
Wildfire Likelihood	About 1 in 5,882 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.