640 Locust St, Syracuse, NE 68446 Property Records

Otoe County property record for 640 Locust St, Syracuse, NE 68446

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 896 sqft · built 1958
Lot Size	0.06 acres (2,614 sqft)
Owner	Individual Name on Record
Last Sale	$247,000 (Jul 2025)
Tax Bill	$2,494 (2025)
Deeds & Mortgages	Aug 2026 Transfer Jul 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`001516000`

Property Details

APN / Parcel Number

Primary APN	`001516000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	896 sqft Living Area
1st Floor Area	896 sqft
Basement Area	896 sqft
Finished Basement	896 sqft
Unfinished Basement	896 sqft

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Exterior Material	Combination
Construction Type	Frame
Roof Material	Built-Up Asphalt
Lot Area	2,614 sqft (0.06 acres)
Lot Dimensions	44 ft deep x 62 ft wide
Garage Type	Attached
Garage Area	424 sqft
Driveway	Driveway
Parking Spaces	2 Parking Spaces
Patio Area	40 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	640 LOCUST ST
City	SYRACUSE
State	NE
Zip	68446-9676
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SINGLE-FAM
Legal Description	N1/2 LOT 7 BLK 6 GRAY'S 1ST ADD TO SYRACUSE; MAP NUMBER: 3703-00-0-30650-006-0007
Legal Subdivision	GRAY'S 1ST ADD
Legal Block	6
Legal Lot Number	7
Jurisdiction	OTOE NE
Township / Civil Division	SYRACUSE
Census Block Group	1
Census Block	1112
Census Tract	966700

Owner

Source: Otoe County records, as of August 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	640 LOCUST ST, SYRACUSE, NE 68446-9676
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Jul 25, 2025	Warranty Deed, Transfer · Conventional Mortgage ARBOR BANK
Aug 7, 2023	Warranty Deed, Transfer · Conventional Mortgage UNION BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 25, 2025 · Amount on Record
Deed Sale	Jul 25, 2025 · Amount on Record
Prior Sale	Feb 13, 2024 · Amount on Record
Deed Document Number	20251638
Last Transfer Date	Jul 30, 2026
Transfer Doc	0000001717
Record Updated	Sep 20, 2026

August 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OTOE NE
Recording Date	Aug 5, 2026
Property Address	640 LOCUST ST, SYRACUSE, NE 68446-9676
Document Number	0000001717
Instrument Date	Jul 30, 2026
Instrument	20261717
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	640 LOCUST ST, SYRACUSE, NE 68446-9676

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTOE NE
Recording Date	Jul 25, 2025
Property Address	640 LOCUST ST, SYRACUSE, NE 68446-9676
Document Number	0202501638
Instrument Date	Jul 18, 2025
Instrument	202501638
Transaction Type	Transfer
Record Updated	Jan 13, 2026
Title Company	NEBRASKA TITLE COMPANY-PA, NEBRASKA TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$555.75
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202501643
Date	Jul 25, 2025
Instrument	202501643

Lender

Name	ARBOR BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2055

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTOE NE
Recording Date	Aug 7, 2023
Property Address	640 LOCUST ST, SYRACUSE, NE 68446-9676
Document Number	0202301509
Instrument Date	Aug 3, 2023
Instrument	202301509
Transaction Type	Transfer
Record Updated	Jan 13, 2026
Title Company	402 TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$495.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Investor	Possibly a Property Investor

Mortgage

Document Number	0202301510
Date	Aug 7, 2023
Instrument	202301510

Lender

Name	UNION BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

Tax Assessment & Valuation

Source: Otoe County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Otoe County
Municipality	Syracuse City
Unified School District	Syracuse-Dunbar-Avoca Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,494.00 (-26.19%)	$200,025 (-) Land $4,263 Building $195,762	$200,025 (-) Land $4,263 Building $195,762
2024	$3,379.00 (+508.83%)	$200,025 (+595.18%) Land $4,263 Building $195,762	$200,025 (+595.18%) Land $4,263 Building $195,762
2023	$555.00 (+23.61%)	$28,773 (+22.96%) Land $1,910 Building $26,863	$28,773 (+22.96%) Land $1,910 Building $26,863
2022	$449.00	$23,400 Land $1,910 Building $21,490	$23,400 Land $1,910 Building $21,490

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	5 (1982–2010)
Most Recent Claim	Jun 2010 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jun 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SYRACUSE serves 1,962 people · EPA ID NE3113104
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	9 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Pinpoint Communications Fiber	1,000 / 1,000
Zito Media Fiber · Cable	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130

May also be available: Great Plains Communications.

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