Stanislaus County property record for 640 Lenore Dr, Modesto, CA 95351
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,212 sqft · built 1963 |
| Lot Size | 0.163 acres (7,078 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,459 (2025) |
| Deeds & Mortgages | Jun 2023 Mortgage Jan 2022 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 030-007-024-000 |
| Primary APN | 030-007-024-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,212 sqft Living Area |
| 1st Floor Area | 1,212 sqft |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Construction Type | Wood |
| Lot Area | 7,078 sqft (0.163 acres) |
| Lot Width | 75 ft Width |
| View / Lot | Irregular Lot |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 418 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 640 LENORE DR |
|---|---|
| City | MODESTO |
| State | CA |
| Zip | 95351-1833 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 4 BLK 4107 EMERALD GARDENS |
| Legal Subdivision | EMERALD GARDENS |
| Legal Block | 4107 |
| Legal Lot Number | 4 |
| Jurisdiction | STANISLAUS CA |
| Township / Civil Division | MODESTO |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 1500 |
Source: Stanislaus County assessment roll, as of October 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 640 LENORE DR, MODESTO, CA 95351-1833 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jun 9, 2023 | Intrafamily Transfer, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Jan 11, 2022 | Deed of Trust, Mortgage · FHA Mortgage LOANCARE LLC |
| Jun 29, 2018 | Quit Claim Deed, Transfer NORTH AMERICAN TITLE |
| Jun 29, 2018 | Grant Deed, Transfer · Conventional Mortgage STEARNS LNDG |
| Jan 30, 2018 | Deed of Trust, Mortgage LONE OAK FUND |
| Nov 28, 2017 | Grant Deed, Transfer NORTH AMERICAN TITLE |
| Aug 18, 2017 | Deed of Trust, Mortgage · Conventional Mortgage ALVEMAZ PARTNERS LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 9, 2023 |
| Deed Sale | Jun 9, 2023 |
| Prior Sale | Jun 29, 2018 · Amount on Record |
| Deed Document Number | 202325548 |
| Prior Transfer Date | Jun 5, 2023 |
| Prior Transfer Doc | 0000025548 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | STANISLAUS CA |
| Recording Date | Jun 9, 2023 |
| Property Address | 640 LENORE DR, MODESTO, CA 95351-1833 |
| Document Number | 0000025548 |
| Map Reference | VOL 20 PG 2 |
| Instrument Date | Jun 5, 2023 |
| Instrument | 2023-0025548 |
| Transaction Type | Transfer |
| Record Updated | Jun 21, 2023 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 640 LENORE DR, MODESTO, CA 95351-1833 |
| Document Number | 0000025549 |
|---|---|
| Date | Jun 9, 2023 |
| Instrument | 2023-0025549 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STANISLAUS CA |
| Property Address | 640 LENORE DR, MODESTO, CA 95351-1833 |
| Transaction Type | Mortgage |
| Record Updated | Feb 16, 2022 |
| Name | Verified Name |
|---|---|
| Address | 640 LENORE DR, MODESTO, CA 95351-1833 |
| Document Number | 0000002065 |
|---|---|
| Date | Jan 11, 2022 |
| Instrument | 2022-0002065 |
| Name | LOANCARE LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | VIRGINIA BEACH, VA 23452 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 318 Months |
| Due | Jul 1, 2048 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | STANISLAUS CA |
| Recording Date | Jun 29, 2018 |
| Property Address | 640 LENORE DR, MODESTO, CA 95351-1833 |
| Document Number | 0000045067 |
| Instrument Date | Jun 27, 2018 |
| Instrument | 45067 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2018 |
| Title Company | NORTH AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 640 LENORE DR MODESTO CA 953511833, MODESTO, CA 95351-1833 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | STANISLAUS CA |
| Recording Date | Jun 29, 2018 |
| Property Address | 640 LENORE DR, MODESTO, CA 95351-1833 |
| Document Number | 0000045068 |
| Instrument Date | Jun 12, 2018 |
| Instrument | 45068 |
| Transaction Type | Transfer |
| Record Updated | Jul 24, 2018 |
| Title Company | NORTH AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $286.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 640 LENORE DR MODESTO CA 953511833, MODESTO, CA 95351-1833 |
| Document Number | 45070 |
|---|---|
| Date | Jun 29, 2018 |
| Instrument | 45070 |
| Name | STEARNS LNDG |
|---|---|
| Address | SANTA ANA, CA 92707-8788 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Number | 45071, |
|---|---|
| Date | Jun 29, 2018 |
| Instrument | 45071 |
| Name | STEARNS LNDG |
|---|---|
| Address | SANTA ANA, CA 92707 |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STANISLAUS CA |
| Property Address | 640 LENORE DR, MODESTO, CA 95351-1833 |
| Document Number | 0000007072 |
| Instrument Date | Jan 30, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 28, 2018 |
| Title Company | NORTH AMERICAN TITLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1646 N CALIFORNIA BLVD #101 WALNUT CREEK CA 945964113, 101, WALNUT CREEK, CA 94596-4113 |
| Investor | Possibly a Property Investor |
| Document Number | 0000007072 |
|---|---|
| Date | Feb 2, 2018 |
| Instrument | 7072 |
| Name | LONE OAK FUND |
|---|---|
| Type | Funding / Finance Company |
| Address | LOS ANGELES, CA 90049 |
| Amount | Amount Recorded |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | STANISLAUS CA |
| Recording Date | Nov 28, 2017 |
| Property Address | 640 LENORE DR, MODESTO, CA 95351-1833 |
| Document Number | 0000087482 |
| Instrument Date | Nov 17, 2017 |
| Instrument | 87482 |
| Transaction Type | Transfer |
| Record Updated | Dec 7, 2017 |
| Title Company | NORTH AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $96.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1777 N CALIFORNIA BLVD #305 WALNUT CREEK CA 945964192, 305, WALNUT CREEK, CA 94596-4192 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STANISLAUS CA |
| Property Address | 640 LENORE DR, MODESTO, CA 95351-1833 |
| Document Number | 0000061397 |
| Instrument Date | Aug 18, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Sep 4, 2017 |
| Name | Verified Name |
|---|---|
| Address | 640 LENORE DR MODESTO CA 953511833, MODESTO, CA 95351-1833 |
| Document Number | 0000061397 |
|---|---|
| Date | Aug 22, 2017 |
| Instrument | 61397 |
| Name | ALVEMAZ PARTNERS LLC |
|---|---|
| Address | 1777 N CALIFORNIA BLVD, WALNUT CREEK, CA 94596-4193 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Stanislaus County assessment roll, as of October 8, 2025
| Type | Name |
|---|---|
| State | California |
| County | Stanislaus County |
| Municipality | Modesto City |
| Elementary School District | Modesto City Elementary School District (KG - 08) |
| Secondary School District | Modesto City High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $3,459.00 (+6.27%) | $295,830 (+4.04%) Land $130,848 Building $164,982 |
| 2023 | $3,255.00 (+2.49%) | $284,345 Land $125,768 Building $158,577 |
| 2022 | $3,176.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective October 23, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.8% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MODESTO serves 218,915 people · EPA ID CA5010010 |
|---|---|
| Water Source | Purchased surface water from MODESTO IRRIGATION DISTRICT |
| Last State Inspection | Jan 2025 |
| Lead | 12 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 513 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Ayera Technologies Fixed Wireless | 1,000 / 500 |
| ezWave Fixed Wireless | 1,000 / 200 |
| UnWired Broadband Holding Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
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