Ashe County property record for 640 Lenape Ln, Creston, NC 28615
| Property Type | Single Family Home |
|---|---|
| Details | 288 sqft · built 2015 |
| Lot Size | 1.16 acres (50,704 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,140 (2026) |
| Deeds & Mortgages | Oct 2019 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 03080-154-022 |
| Primary APN | 03080-154-022 |
|---|---|
| Alternative APNs |
|
| Plumbing Fixtures | 5 Plumbing Fixtures |
|---|---|
| Building Area | 288 sqft Heated Area |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Architectural Style | Rustic |
| Lot Area | 50,704 sqft (1.16 acres) |
| Total Buildings | 2 Buildings |
| Account Number | 106135 |
|---|---|
| Old Parcel Number | 03080154022 |
| Street Address | 640 LENAPE LN |
| City | CRESTON |
| State | NC |
| Zip | 28615 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 22 (1.164 A) |
| Legal Lot Number | 22 |
| Jurisdiction | ASHE NC |
| Township / Civil Division | CRESTON |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 970300 |
640 Lenape Ln, a single family home, is owned by an individual.
Source: Ashe County records, as of September 3, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 144, CRESTON, NC 28615-0144 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ASHE NC |
| Property Address | 640 LENAPE LN, CRESTON, NC 28615 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2023 |
| Name | Verified Name |
|---|
| Document Number | 00505/1605 |
|---|---|
| Date | Oct 11, 2019 |
| Book Page | 505/1605 |
| Instrument | 4622 |
| Name | LIFESTORE BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Nov 1, 2039 |
The 2026 property tax bill for 640 Lenape Ln was $1,140.
Source: Ashe County assessment roll, as of September 3, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Ashe County |
| Unified School District | Ashe County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,140.00 | $262,600 (-) Land $30,000 Building $232,600 | $262,600 (-) Land $30,000 Building $232,600 |
| 2025 | $1,140.00 | $262,600 Land $30,000 Building $232,600 | $262,600 Land $30,000 Building $232,600 |
| 2023 | $1,096.00 (+27.89%) | $262,600 (+55.2%) Land $30,000 Building $232,600 | $262,600 (+55.2%) Land $30,000 Building $232,600 |
| 2022 | $857.00 | $169,200 Land $30,000 Building $139,200 | $169,200 Land $30,000 Building $139,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 640 Lenape Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective June 2, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 2 (2024) |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 640 Lenape Ln is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 43% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Skyline Telephone Fiber | 2,000 / 2,000 |
4G LTE only, no 5G reported
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