Polk County property record for 640 Legacy Loop, Davenport, FL 33896
| Property Type | Townhouse |
|---|---|
| Details | 3 bd · 2 ba · 1,496 sqft · built 2022 |
| Lot Size | 0.039 acres (1,699 sqft) |
| Owner | Company Name on Record |
| Last Sale | $321,200 (Jan 2023) |
| Tax Bill | $3,361 (2025) |
| Deeds & Mortgages | Jun 2026 Sale May 2023 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-26-03-701065-000290 |
| Primary APN | 27-26-03-701065-000290 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,496 sqft Living Area |
| Gross Area | 1,756 sqft |
| 1st Floor Area | 618 sqft |
| Upper Floors Area | 878 sqft |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | Townhouse |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 1,699 sqft (0.039 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 260 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 42 sqft |
| Street Address | 640 LEGACY LOOP |
|---|---|
| City | DAVENPORT |
| State | FL |
| Zip | 33896-8413 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | LEGACY UNION TOWNHOMES PB 190 PGS 28-31 LOT 29 |
| Legal Subdivision | LEGACY UNION TOWNHOMES |
| Legal Block | 2 |
| Legal Lot Number | 29 |
| Jurisdiction | POLK FL |
| Township / Civil Division | HAINES CITY |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 12506 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 14645 SW 173RD ST, MIAMI, FL 33177-6628 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Jun 15, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| May 19, 2023 | Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY |
| Jan 6, 2023 | Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage LOANDEPOT.COM LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 6, 2023 · Amount on Record |
| Deed Sale | Jan 6, 2023 · Amount on Record |
| Deed Document Number | 20234137 |
| Deed Book / Page | 12542 / 1921 |
| Last Transfer Date | May 3, 2023 |
| Transfer Doc | 0000117718 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Jun 15, 2026 |
| Property Address | 640 LEGACY LOOP, DAVENPORT, FL 33896-8413 |
| Document Number | 0000141894 |
| Book / Page | 14037 / 1276 |
| Instrument Date | Jun 9, 2026 |
| Instrument | 2026141894 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Tax | $70.70 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership |
| Address | 14645 SW 173RD ST, MIAMI, FL 33177-6628 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | May 19, 2023 |
| Property Address | 640 LEGACY LOOP, DAVENPORT, FL 33896-8413 |
| Document Number | 0000117718 |
| Book / Page | 12697 / 2063 |
| Map Reference | MB 190 PG 28-31 |
| Instrument Date | May 3, 2023 |
| Instrument | 2023117718 |
| Transaction Type | Transfer |
| Record Updated | Feb 5, 2024 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 14645 SW 173RD ST, MIAMI, FL 33177-6628 |
| Name | Verified Name |
|---|---|
| Address | 14645 SW 173RD ST, MIAMI, FL 33177-6628 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Jan 6, 2023 |
| Property Address | 640 LEGACY LOOP, DAVENPORT, FL 33896-8413 |
| Document Number | 0000004137 |
| Book / Page | 12542 / 1921 |
| Map Reference | MB 190 PG 28-31 |
| Instrument Date | Dec 30, 2022 |
| Instrument | 2023004137 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Feb 5, 2024 |
| Title Company | CAREFREE TITLE AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,248.40 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5337 MILLENIA LAKES BLVD STE 410, 410, ORLANDO, FL 32839-6302 |
| Name | Verified Name |
|---|---|
| Address | 640 LEGACY LOOP, DAVENPORT, FL 33896-8413 |
| Document Number | 0125421924 |
|---|---|
| Date | Jan 6, 2023 |
| Instrument | 12542/1924 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2053 |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $239,000 (-8.08%) Land $100 Building $238,900 | $239,000 (-8.08%) Land $100 Building $238,900 | |
| 2025 | $3,361.00 (-7.15%) | $260,000 (-5.8%) Land $100 Building $259,900 | $260,000 (-5.8%) Land $100 Building $259,900 |
| 2023 | $3,620.00 | $276,000 Land $100 Building $275,900 | $276,000 Land $100 Building $275,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 1 (2004) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2004 · Hurricane Frances |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 84% of Florida |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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