640 Lear Rd, Portland, TN 37148 Property Records

Sumner County property record for 640 Lear Rd, Portland, TN 37148

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,400 sqft · built 2001
Lot Size1.04 acres (45,302 sqft)
Owner2 Individual Names on File
Last Sale$160,000 (Oct 2024)
Tax Bill$726 (2025)
Deeds & MortgagesAug 2019 Loan Modification
Flood ZoneZone X (minimal risk)
APN083014B B 00500

Property Details

APN / Parcel Number

Primary APN083014B B 00500
Alternative APN
  • 014B B 00500

Interior

Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,400 sqft Living Area
1st Floor Area1,400 sqft
Basement Area1,400 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Architectural StyleModular
Exterior MaterialSiding
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area45,302 sqft (1.04 acres)
TerrainRolling
PorchSlab

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address640 LEAR RD
CityPORTLAND
StateTN
Zip37148-4417
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA
Legal DescriptionPLAT: 19 PAGE: 178 BLOCK: LOT: 5 SUBD: BRACKEN HEIGHTS
Legal SubdivisionBRACKEN HEIGHTS
Legal Lot Number5
JurisdictionSUMNER TN
Township / Civil Division2
Census Block Group1
Census Block1008
Census Tract20203

Owner

Source: Sumner County records · APN 083014B B 00500

Assessment roll updated January 21, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address640 LEAR RD, PORTLAND, TN 37148-4417
OccupancyOwner Occupied
Owner TypeIndividual
VestingHis Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 22, 2024 · Amount on Record
Deed SaleOct 22, 2024 · Amount on Record
Prior SaleAug 30, 2010 · Amount on Record
Deed Document Number20241496416
Deed Book / Page6470 / 124
Prior Transfer DateOct 11, 2024
Prior Transfer Doc0064700124
Record UpdatedJun 08, 2026

August 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionSUMNER TN
Property Address640 LEAR RD, PORTLAND, TN 37148-4417
Document Number0050180644
Instrument DateAug 27, 2019
Transaction TypeMortgage
Record UpdatedOct 07, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 49 WHITE HOUSE TN 371880049, WHITE HOUSE, TN 37188-0049

Mortgage

Document Number0050180644
DateAug 30, 2019
Book Page005018/000644
Instrument1281113
Lender
NameFARMERS BK
TypeBank
AddressPORTLAND, TN 37148
Agreement
Term180 Months
DueAug 29, 2034

Tax Assessment & Valuation

Source: Sumner County records · Assessment roll updated January 21, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateTennessee
CountySumner County
Unified School DistrictSumner County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$726.00 (+7.24%)$51,100 (+70.05%) Land $12,750 Building $38,350
2024$204,400 (+70.05%) Land $51,000 Building $153,400
2023$677.00 (-0.44%)$30,050 (-) Land $7,425 Building $22,625
2022$680.00$30,050 Land $7,425 Building $22,625
2021$120,200 Land $29,700 Building $90,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 12, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Cumberland Connect
Fiber
1,000 / 1,000

Based on FCC filings for 39 locations within half a mile of this property.

Cell Coverage

5G and 4G LTE (outdoors only)

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemPORTLAND WATER SYSTEM
serves 25,761 people
Water SourceSurface water
Last State InspectionJan 2026
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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