640 Leake St, Tupelo, MS 38804 Property Records

Lee County property record for 640 Leake St, Tupelo, MS 38804

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,818 sqft · built 1943
Lot Size	0.183 acres (7,980 sqft)
Owner	Company Name on File
Last Sale	$137,000 (Aug 2021)
Tax Bill	$2,647 (2025)
Deeds & Mortgages	Jun 2025 Mortgage Dec 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`089J-31-082-00`

Property Details

APN / Parcel Number

Primary APN	`089J-31-082-00`
Alternative APNs	`022697` `22697`

Interior

Full Baths	1 Bath
Total Rooms	5 Rooms
Building Area	1,818 sqft Heated Area
1st Floor Area	1,818 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1943
Effective Year Built	Effective 1943
Exterior Material	Aluminum Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,980 sqft (0.183 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	640 LEAKE ST
City	TUPELO
State	MS
Zip	38804-3722
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLK 5 PT LOTS 7,8 & 10 NW 1/4
Legal Range	06E
Legal Township	09S
Legal Section	31
Legal Subdivision	TERRACE PARK ADDITION
Legal Block	5
Legal Lot Number	7-8,10
Jurisdiction	LEE MS
Township / Civil Division	3
Census Block Group	3
Census Block	3014
Census Tract	950602

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Tupelo Downtown Neighborhood Historic District listed 2021 · 332 contributing resources · NRIS 100007053

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Lee County assessment roll, as of October 30, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	PO BOX 392, MOOREVILLE, MS 38857-0392
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jun 27, 2025	Deed of Trust, Mortgage BANKPLUS LOAN OPERATIONS
Dec 8, 2022	Deed of Trust, Mortgage · Line of Credit RENASANT BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 4, 2021 · Amount on Record
Deed Sale	Aug 4, 2021 · Amount on Record
Prior Sale	Oct 29, 2014
Record Updated	Jun 8, 2026

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE MS
Property Address	640 LEAKE ST, TUPELO, MS 38804-3722
Transaction Type	Mortgage
Record Updated	Nov 13, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1276 DEAD OAK RD, SENOIA, GA 30276-3593

Mortgage

Document Number	2025007452
Date	Jun 27, 2025
Instrument	2025007452

Lender

Name	BANKPLUS LOAN OPERATIONS
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	61 Months
Due	Jul 30, 2030

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE MS
Property Address	640 LEAKE ST, TUPELO, MS 38804-3722
Transaction Type	Mortgage
Record Updated	Jun 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022016232
Date	Dec 8, 2022
Instrument	2022016232

Lender

Name	RENASANT BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	23 Months
Due	Nov 15, 2024

Tax Assessment & Valuation

Source: Lee County assessment roll, as of October 30, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Lee County
Municipality	Tupelo City
Unified School District	Tupelo Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,647.00 (+20.92%)	$19,475 (+19.03%)	$129,830 (+19.02%) Land $25,000 Building $104,830
2023	$2,189.00	$16,362	$109,080 Land $25,000 Building $84,080

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	3 (1980–2022)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Oct 2022 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.7% of Mississippi
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TUPELO serves 37,000 people · EPA ID MS0410015
Water Source	Purchased surface water from N. E. MS. REGIONAL W/S
Last State Inspection	Apr 2021
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
C Spire Wireless Fixed Wireless	100 / 20

May also be available: Tombigbee Fiber.

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