640 Laurel Dr, Aurora, IL 60506 Property Records

Kane County property record for 640 Laurel Dr, Aurora, IL 60506

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,288 sqft · built 1971
Lot Size	0.201 acres (8,750 sqft)
Owner	2 Individual Names on Record
Tax Bill	$5,745 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Dec 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-18-407-022`

Property Details

APN / Parcel Number

Primary APN	`15-18-407-022`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,288 sqft Living Area
Gross Area	1,596 sqft
1st Floor Area	1,288 sqft

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Construction Type	Frame
Lot Area	8,750 sqft (0.201 acres)
Lot Dimensions	125 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	308 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	640 LAUREL DR
City	AURORA
State	IL
Zip	60506-1702
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FORDON PARK UNIT 4 : SLY 63 FT LOT 306 & : NLY 7 FT LOT 305 LOT DIMENSIONS: 70 X 125 APPROX LOT SQ FT 8750 SUBDIVISION: FORDON PARK RANGE CODE: 001
Legal Subdivision	FORDON PARK
Legal Block	3
Legal Lot Number	305-3
Legal Unit	4
Jurisdiction	KANE IL
Township / Civil Division	AURORA
Census Block Group	3
Census Block	3001
Census Tract	853005

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	640 LAUREL DR, AURORA, IL 60506-1702
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2021	Deed of Trust, Mortgage FIFTH THIRD BANK
Dec 19, 2018	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	640 LAUREL DR, AURORA, IL 60506-1702
Transaction Type	Mortgage
Record Updated	Mar 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000020200
Date	Mar 15, 2021
Instrument	2021K020200

Lender

Name	FIFTH THIRD BANK
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Mar 1, 2031

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	640 LAUREL DR, AURORA, IL 60506-1702
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000060846
Date	Dec 19, 2018
Instrument	2018K060846

Lender

Name	FIFTH THIRD BANK
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Dec 1, 2028

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Aurora City
County	Kane County
County Subdivision	Aurora Township
Unified School District	Aurora West Unit School District 129 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,745.00 (+21.41%) Homeowner's exemption Senior Citizen's exemption	$93,358 (+16.21%) Land $14,505 Building $78,853	$280,186 (+16.21%) Land $43,532 Building $236,654
2024		$80,338 (+24.62%) Land $13,260 Building $67,078	$241,110 (+24.67%) Land $39,796 Building $201,315
2022	$4,732.00 (+5.67%) Homeowner's exemption	$64,465 (+7.41%) Land $10,810 Building $53,655	$193,395 (+7.41%) Land $32,430 Building $160,965
2021	$4,478.00 Homeowner's exemption	$60,017 Land $10,064 Building $49,953	$180,051 Land $30,192 Building $149,859

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no wildfire likelihood modeled here

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AURORA serves 183,000 people · EPA ID IL0894070
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	26 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Metronet, T-Mobile, Watch TV.

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