640 Laurel Ave, Bridgeport, CT 06605 Property Records

Bridgeport City property record for 640 Laurel Ave, Bridgeport, CT 06605

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,080 sqft · built 1897
Lot Size	0.074 acres (3,210 sqft)
Owner	2 Individual Names on File
Last Sale	$360,000 (Oct 2022)
Tax Bill	$6,005 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage Apr 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`RL-0035751`

Property Details

APN / Parcel Number

Primary APN	`RL-0035751`
Alternative APNs	`BDPT M:34 B:1115 L:4` `BRID M:34 B:1115 L:4` `M:1115 B:04`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,080 sqft Living Area
Gross Area	3,851 sqft
1st Floor Area	832 sqft
Attic	Attic
Attic Area	832 sqft
Basement Area	844 sqft
Unfinished Basement	844 sqft

Exterior

Year Built	Built 1897
Effective Year Built	Effective 1897
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,210 sqft (0.074 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	RL-0035751
Street Address	640 LAUREL AVE
City	BRIDGEPORT
State	CT
Zip	06605-1416
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB
Legal Block	1115
Legal Lot Number	4
Jurisdiction	BRIDGEPORT CT
Township / Civil Division	BRIDGEPORT
Census Block Group	1
Census Block	1007
Census Tract	71100

Owner

640 Laurel Ave is owned and occupied by two individuals who bought it in October 2022.

Source: Bridgeport City records, as of July 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	640 LAUREL AVE, BRIDGEPORT, CT 06605-1416
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 11, 2022	Warranty Deed, Transfer · FHA Mortgage CARDINAL FINANCIAL COMPANY LP
Apr 9, 2018	Warranty Deed, Transfer CLIFFCO
Apr 26, 2017	Warranty Deed, Transfer LENDINGHOME FUNDING C

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 11, 2022 · Amount on File
Deed Sale	Oct 11, 2022 · Amount on File
Prior Sale	Apr 9, 2018 · Amount on File
Deed Document Number	202224893
Deed Book / Page	10877 / 29
Transfer Doc	0008222-54
Record Updated	Oct 29, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRIDGEPORT CT
Recording Date	Oct 11, 2022
Property Address	640 LAUREL AVE, BRIDGEPORT, CT 06605-1416
Document Number	0010877-29
Book / Page	10877 / 29
Instrument Date	Sep 30, 2022
Instrument	24893
Transaction Type	Transfer
Record Updated	Apr 24, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	640 LAUREL AVE, BRIDGEPORT, CT 06605-1416

Mortgage

Document Number	0000024894
Date	Oct 11, 2022
Instrument	24894

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRIDGEPORT CT
Recording Date	Apr 9, 2018
Property Address	640 LAUREL AVE, BRIDGEPORT, CT 06605-1416
Document Number	9799-249
Book / Page	009799 / 000249
Transaction Type	Transfer
Record Updated	May 8, 2018

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	640 LAUREL AVE BRIDGEPORT CT 066051416, BRIDGEPORT, CT 06605-1416

Mortgage

Document Number	9799-252
Date	Apr 9, 2018
Book Page	009799/000252

Lender

Name	CLIFFCO

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 8, 2048

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRIDGEPORT CT
Recording Date	Apr 26, 2017
Property Address	640 LAUREL AVE, BRIDGEPORT, CT 06605-1416
Document Number	9617-91
Book / Page	9617 / 91
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$55.38
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	96170094
Date	Apr 26, 2017
Instrument	09617/0094

Lender

Name	LENDINGHOME FUNDING C

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 26, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 640 Laurel Ave was $6,005.

Source: Bridgeport City assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Bridgeport City
Unified School District	Bridgeport School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,005.00	$138,200 Land $43,570 Building $94,630	$96,740 Land $30,499 Building $66,241
2024	$6,005.00 (-0.66%)
2023	$6,045.00 (+5.61%)	$139,120 (+5.6%) Land $43,570 Building $95,550
2022	$5,724.00	$131,740 Land $43,570 Building $88,170

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 640 Laurel Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 640 Laurel Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUARION-EASTERN FAIRFIELD COUNTY private · serves 351,756 people · EPA ID CT0150011
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	24 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 747 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, GoNetspeed, T-Mobile.

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