640 Lakeview Dr, Eclectic, AL 36024 Property Records

Elmore County property record for 640 Lakeview Dr, Eclectic, AL 36024

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,977 sqft · built 2002
Lot Size	0.46 acres (20,038 sqft)
Owner	Individual Name on File
Last Sale	$325,000 (Nov 2011)
Tax Bill	$2,346 (2026)
Deeds & Mortgages	Dec 2019 Line of Credit Jul 2019 Mortgage + 1 more
Flood Zone	Zone A (high risk)
APN	`07-05-21-2-001-017.004`

Property Details

APN / Parcel Number

Primary APN	`07-05-21-2-001-017.004`
Alternative APN	`561820`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,977 sqft Living Area
1st Floor Area	2,977 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Aluminum/Vinyl
Foundation Type	Pier/Post & Beam
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	20,038 sqft (0.46 acres)

Exterior Amenities

Porch	Slab
Porch Area	600 sqft
Deck Area	342 sqft
Patio Area	364 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	640 LAKEVIEW DR
City	ECLECTIC
State	AL
Zip	36024-4555
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.46 ACRES IN SE 1/4 NW1/4 SEC 21-T20-R21
Legal Range	021
Legal Township	020
Legal Section	21
Jurisdiction	ELMORE AL
Township / Civil Division	ECLECTIC
Census Block Group	2
Census Block	2037
Census Tract	30300

Owner

640 Lakeview Dr is owned and occupied by an individual who bought it in November 2011.

Source: Elmore County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	640 LAKEVIEW DR, ECLECTIC, AL 36024-4555
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 17, 2019	Deed of Trust, Mortgage · Line of Credit FIRST COMMUNITY BANK OF CENTRAL ALABAMA
Jul 2, 2019	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Nov 16, 2011	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 16, 2011 · Amount on File
Deed Sale	Nov 16, 2011 · Amount on File
Deed Book / Page	2011 / 49041
Record Updated	Oct 29, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELMORE AL
Property Address	640 LAKEVIEW DR, ECLECTIC, AL 36024-4555
Transaction Type	Mortgage
Record Updated	Mar 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019/67448
Date	Dec 17, 2019
Book Page	2019/67448

Lender

Name	FIRST COMMUNITY BANK OF CENTRAL ALABAMA
Type	Bank
Address	ECLECTIC, AL 36024

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Dec 11, 2034

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELMORE AL
Property Address	640 LAKEVIEW DR, ECLECTIC, AL 36024-4555
Transaction Type	Mortgage
Record Updated	Mar 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019/32915
Date	Jul 2, 2019
Book Page	2019/32915

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2049

November 2011: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ELMORE AL
Recording Date	Nov 16, 2011
Property Address	640 LAKEVIEW DR, ECLECTIC, AL 36024-4555
Document Number	2011/49041
Book / Page	2011 / 49041
Transaction Type	Transfer
Record Updated	Mar 19, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2026 property tax bill for 640 Lakeview Dr was $2,346, up 7% from the year before.

Source: Elmore County assessment roll, as of March 19, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Elmore County
Unified School District	Elmore County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,346.00 (+6.98%)
2025	$2,193.00 (+6.98%)	$87,460 (+7%)	$1,166,950 (+42.81%) Land $264,320 Building $902,630
2024	$2,050.00 (-0.87%)	$81,740 (-0.82%)	$817,140 (-0.85%) Land $264,320 Building $552,820
2023	$2,068.00 (+35.08%)	$82,414 (+35.14%) Land $26,432 Building $55,982	$824,140 (+35.14%) Land $264,320 Building $559,820
2022	$1,531.00	$60,982 Land $25,662 Building $35,320	$609,820 Land $256,620 Building $353,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 640 Lakeview Dr in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective February 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 640 Lakeview Dr is moderate, ranking above 57% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 73% of Alabama
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTRAL ELMORE WATER & SEWER AUTHORITY serves 39,798 people · EPA ID AL0000547
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber · Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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