Oakland County property record for 640 Lakeside Dr, Birmingham, MI 48009
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 1 ba · 7,354 sqft · built 2024 |
| Lot Size | 0.286 acres (12,458 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $1,500,000 (Mar 2026) |
| Tax Bill | $35,873 (2025) |
| Deeds & Mortgages | Mar 2026 Sale & Mortgage Nov 2025 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-19-26-427-008 |
| Primary APN | 08-19-26-427-008 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 1 Bath |
| Half Baths | 2 Half Baths |
| Total Rooms | 10 Rooms |
| Stories | 3 Stories |
| Building Area | 7,354 sqft Living Area |
| 1st Floor Area | 1,806 sqft |
| Basement Area | 1,278 sqft |
| Unfinished Basement | 1,278 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Wood Shingle |
| Lot Area | 12,458 sqft (0.286 acres) |
| Lot Dimensions | 166 ft deep x 65 ft wide |
| Garage Area | 382 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
| Porch Area | 236 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 640 LAKESIDE DR |
|---|---|
| City | BIRMINGHAM |
| State | MI |
| Zip | 48009-3836 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RI |
| Legal Description | T2N, R10E, SEC 26 QUARTON LAKESIDE LOT 7 |
| Legal Range | 10E |
| Legal Township | 02N |
| Legal Section | 26 |
| Legal Subdivision | LAKESID |
| Legal Lot Number | 7 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | BIRMINGHAM |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 152600 |
640 Lakeside Dr is owner-occupied and held in a trust since March 2026.
Source: Oakland County records, as of May 27, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 640 LAKESIDE DR, BIRMINGHAM, MI 48009-3836 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 19, 2026 | Warranty Deed, Transfer · Conventional Mortgage QUONTIC BANK FSB |
| Nov 6, 2025 | Warranty Deed, Transfer |
| May 24, 2022 | Warranty Deed, Transfer |
| Oct 5, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 19, 2026 · Amount on File |
| Deed Sale | Mar 19, 2026 · Amount on File |
| Deed Document Number | 202633245 |
| Deed Book / Page | 61031 / 431 |
| Prior Transfer Date | Oct 1, 2020 |
| Prior Transfer Doc | 0000204142 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Mar 19, 2026 |
| Property Address | 640 LAKESIDE DR, BIRMINGHAM, MI 48009-3836 |
| Document Number | 20260033245 |
| Book / Page | 61031 / 431 |
| Map Reference | LB 45 PG 31 |
| Instrument Date | Dec 6, 2025 |
| Instrument | 20260033245 |
| Transaction Type | Transfer |
| Record Updated | Apr 23, 2026 |
| Title Company | FIN |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $11,250.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 660 WOODWARD AVE, DETROIT, MI 48226-3516 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 640 LAKESIDE DR, BIRMINGHAM, MI 48009-3836 |
| Document Number | 0061031434 |
|---|---|
| Date | Mar 19, 2026 |
| Instrument | 61031/434 |
| Name | QUONTIC BANK FSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Jan 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Nov 6, 2025 |
| Property Address | 640 LAKESIDE DR, BIRMINGHAM, MI 48009-3836 |
| Document Number | 20250141409 |
| Book / Page | 60688 / 742 |
| Map Reference | LB 45 PG 31 |
| Instrument Date | Oct 27, 2025 |
| Instrument | 20250141409 |
| Transaction Type | Transfer |
| Record Updated | Dec 23, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 7008, BLOOMFIELD HILLS, MI 48302-7008 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | PO BOX 7008, BLOOMFIELD HILLS, MI 48302-7008 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | May 24, 2022 |
| Property Address | 640 LAKESIDE DR, BIRMINGHAM, MI 48009-3836 |
| Document Number | 0000385502 |
| Book / Page | 57788 / 843 |
| Map Reference | LB 45 PG 31 |
| Instrument Date | May 2, 2022 |
| Instrument | 385502 |
| Transaction Type | Transfer |
| Record Updated | Dec 23, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 640 LAKESIDE DR, BIRMINGHAM, MI 48009-3836 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 7008, BLOOMFIELD HILLS, MI 48302-7008 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Oct 5, 2020 |
| Property Address | 640 LAKESIDE DR, BIRMINGHAM, MI 48009-3836 |
| Document Number | 0000204142 |
| Book / Page | 054942 / 000277 |
| Instrument Date | Oct 1, 2020 |
| Instrument | 204142 |
| Transaction Type | Transfer |
| Record Updated | Nov 25, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 640 LAKESIDE DR BIRMINGHAM MI 480093836, BIRMINGHAM, MI 48009-3836 |
The 2025 property tax bill for 640 Lakeside Dr was $35,873, up 94.8% from the year before.
Source: Oakland County assessment roll, as of February 4, 2026
| Type | Name |
|---|---|
| State | Michigan |
| Municipality | Birmingham City |
| County | Oakland County |
| Unified School District | Birmingham City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $35,873.00 (+94.78%) | $948,840 (+143.41%) | $1,897,680 (+143.41%) |
| 2024 | $18,417.00 (-31.16%) | $389,810 (-24.36%) | $779,620 (-24.36%) |
| 2023 | $26,755.00 | $515,350 | $1,030,700 |
| 2021 | $11,037.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 640 Lakeside Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 individual policies |
| Nearby Flood Policies | 38 units insured incl. 28 condo units |
| Nearby Flood Claims | 4 (1981–2021) |
| Most Recent Claim | Jun 2021 · Severe Storms, Flooding, And Tornadoes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 640 Lakeside Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BIRMINGHAM serves 20,472 people · EPA ID MI0000730 |
|---|---|
| Water Source | Purchased surface water from SOUTHEASTERN OAKLAND CO W AUTH |
| Last State Inspection | Jan 2025 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2023 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 395 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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