640 Lakeridge Ct, Covington, GA 30016 Property Records

Newton County property record for 640 Lakeridge Ct, Covington, GA 30016

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,834 sqft · built 2007
Lot Size	0.06 acres (2,614 sqft)
Owner	Individual Name on File
Last Sale	$69,000 (Jun 2012)
Tax Bill	$3,298 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Dec 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`0012E-00000-030-000`

Property Details

APN / Parcel Number

Primary APN	`0012E-00000-030-000`
Alternative APNs	`0012E 030` `4693`

Interior

Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	2 Stories
Building Area	2,834 sqft Heated Area
1st Floor Area	1,251 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	2,614 sqft (0.06 acres)
Garage Area	620 sqft
Parking Spaces	2 Parking Spaces
Deck Area	140 sqft
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	4693
Street Address	640 LAKERIDGE CT
City	COVINGTON
State	GA
Zip	30016-8569
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT 30 RESERVE @ LAKEWOOD
Legal Subdivision	RESERVES AT LAKEWOOD EST
Legal Lot Number	30
Jurisdiction	NEWTON GA
Township / Civil Division	COVINGTON-PORTERDALE
Census Block Group	2
Census Block	2004
Census Tract	100504

Owner

640 Lakeridge Ct is owned and occupied by an individual who bought it in June 2012.

Source: Newton County records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	640 LAKERIDGE CT, COVINGTON, GA 30016-8569
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2026	Deed of Trust, Mortgage · Line of Credit GEORGIA UNITED CREDIT UNION
Dec 28, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 18, 2012 · Amount on File
Deed Sale	Jun 18, 2012 · Amount on File
Prior Sale	Dec 6, 2011 · Amount on File
Deed Document Number	20122923
Deed Book / Page	3017 / 114
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Recording Date	Jun 2, 2026
Property Address	640 LAKERIDGE CT, COVINGTON, GA 30016-8569
Document Number	0000000066
Book / Page	4837 / 99
Instrument Date	Apr 20, 2026
Instrument	202666
Transaction Type	Mortgage
Record Updated	Jul 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	640 LAKERIDGE CT, COVINGTON, GA 30016-8569

Mortgage

Document Number	0000000066,
Date	Jun 2, 2026
Book Page	4837/99
Instrument	202666

Lender

Name	GEORGIA UNITED CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2056

Interest

Rate	6.22%
Max Rate	-1%

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEWTON GA
Recording Date	Dec 28, 2018
Property Address	640 LAKERIDGE CT, COVINGTON, GA 30016-8569
Document Number	0037860582
Book / Page	003786 / 000582
Instrument Date	Dec 10, 2018
Transaction Type	Transfer
Record Updated	Jan 25, 2019

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	640 LAKERIDGE CT COVINGTON GA 300168569, COVINGTON, GA 30016-8569

Tax Assessment & Valuation

The 2025 property tax bill for 640 Lakeridge Ct was $3,298 with a homeowner's exemption.

Source: Newton County assessment roll, as of December 16, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Newton County
Unified School District	Newton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,298.00 Homeowner's exemption	$137,640 Land $19,200 Building $118,440	$344,100 Land $48,000 Building $296,100
2023		$115,160 Land $7,200 Building $107,960	$287,900 Land $18,000 Building $269,900
2022	$3,032.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 640 Lakeridge Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 30, 2023

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 640 Lakeridge Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 97.5% of Georgia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEWTON CO. WATER-SEWERAGE AUTH serves 74,364 people · EPA ID GA2170004
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum, Xfinity.

Nearby Properties on Lakeridge Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures