Lexington County property record for 640 Ladybug Ln, Lexington, SC 29072
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 3,487 sqft · built 2022 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $580,000 (Oct 2025) |
| Tax Bill | $2,910 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Oct 2025 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 004116-02-158 |
| Primary APN | 004116-02-158 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,487 sqft Living Area |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Fiber Cement Siding |
| Lot Area | 10,019 sqft (0.23 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 640 LADYBUG LN |
|---|---|
| City | LEXINGTON |
| State | SC |
| Zip | 29072-6792 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RD |
| Legal Description | SUMMERLAKE PH 2-C-4 LOT 237 |
| Legal Subdivision | SUMMERLAKE |
| Legal Phase | 2 |
| Legal Lot Number | 237 |
| Jurisdiction | LEXINGTON SC |
| Township / Civil Division | LEXINGTON |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 21046 |
Source: Lexington County records, as of June 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 640 LADYBUG LN, LEXINGTON, SC 29072-6792 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Oct 29, 2025 | Deed of Trust, Mortgage · Conventional Mortgage FIRST COMMUNITY BANK NA |
| Oct 3, 2025 | Warranty Deed, Transfer · Conventional Mortgage FIRST COMMUNITY BANK (LEXINGTON) |
| Jun 10, 2022 | Limited Warranty Deed, Subdivision Related Transfer · Conventional Mortgage GUILD MORTGAGE CO |
| Feb 3, 2021 | Deed, Construction Loan |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 3, 2025 · Amount on Record |
| Deed Sale | Oct 3, 2025 · Amount on Record |
| Prior Sale | Jun 10, 2022 · Amount on Record |
| Deed Document Number | 202538597 |
| Deed Book / Page | 21184 / 1568 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEXINGTON SC |
| Property Address | 640 LADYBUG LN, LEXINGTON, SC 29072-6792 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2026 |
| Name | Verified Name |
|---|---|
| Address | 532 SILVER MAPLE DR, IRVING, TX 75063-4209 |
| Document Number | 2118801647 |
|---|---|
| Date | Oct 29, 2025 |
| Book Page | 21188/1647 |
| Instrument | 2025042330 |
| Name | FIRST COMMUNITY BANK NA |
|---|---|
| Type | Bank |
| Address | LEXINGTON, SC 29072 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LEXINGTON SC |
| Recording Date | Oct 3, 2025 |
| Property Address | 640 LADYBUG LN, LEXINGTON, SC 29072-6792 |
| Document Number | 2118401568 |
| Book / Page | 21184 / 1568 |
| Map Reference | MB 20824 PG 450 |
| Instrument Date | Oct 3, 2025 |
| Instrument | 2025038597 |
| Transaction Type | Transfer |
| Record Updated | Oct 15, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,508.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 640 LADYBUG LN, LEXINGTON, SC 29072-6792 |
| Document Number | 2025038598 |
|---|---|
| Date | Oct 3, 2025 |
| Instrument | 2025038598 |
| Name | FIRST COMMUNITY BANK (LEXINGTON) |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | LEXINGTON SC |
| Recording Date | Jun 10, 2022 |
| Property Address | 640 LADYBUG LN, LEXINGTON, SC 29072-6792 |
| Document Number | 2101201569 |
| Book / Page | 21012 / 1569 |
| Map Reference | MB 20824 PG 450 |
| Instrument Date | Jun 7, 2022 |
| Instrument | 2022026662 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Apr 25, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,160.90 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 640 LADYBUG LN, LEXINGTON, SC 29072-6792 |
| Document Number | 2022026663 |
|---|---|
| Date | Jun 10, 2022 |
| Instrument | 2022026663 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jul 1, 2037 |
| Document Type | Deed |
|---|---|
| Jurisdiction | LEXINGTON SC |
| Recording Date | Feb 3, 2021 |
| Property Address | 640 LADYBUG LN, LEXINGTON, SC 29072-6792 |
| Document Number | 2092002265 |
| Book / Page | 20920 / 2265 |
| Map Reference | MB 20232 PG 216 |
| Instrument Date | Jan 28, 2021 |
| Instrument | 2021005833 |
| Transaction Type | Construction Loan |
| Record Updated | Apr 25, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,054.50 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: Lexington County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Lexington County |
| Unified School District | Lexington School District 1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,910.00 (+9.19%) | $17,852 (-) Land $2,200 Building $15,652 | |
| 2024 | $2,665.00 (+4.47%) | $17,852 (+711.45%) Land $2,200 Building $15,652 | $446,300 (+711.45%) Land $55,000 Building $391,300 |
| 2023 | $2,551.00 | $2,200 Land $2,200 | $55,000 Land $55,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 52% of the US · above 62% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Comporium Fiber | 8,000 / 8,000 |
| CarolinaConnect Cooperative Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Windstream Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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