640 King St, King City, CA 93930 Property Records

Monterey County property record for 640 King St, King City, CA 93930 · Last verified October 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,646 sqft · built 1992
Lot Size0.149 acres (6,500 sqft)
Owner2 Owner Names on File
Last Sale$275,000 (Jan 2014)
Tax Bill$4,253 (2025)
Deeds & MortgagesJan 2026 Line of Credit
Nov 2025 Line of Credit
+ 3 more
Flood ZoneZone X (moderate risk)
APN026-532-005-000

Property Details

APN / Parcel Number

Primary APN026-532-005-000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms11 Rooms
Stories1 Story
Building Area1,646 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1992
Architectural StyleOther
Exterior MaterialStucco
Construction TypeWood
Foundation TypeConcrete
Roof MaterialWood Shingle
Lot Area6,500 sqft (0.149 acres)
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air

Location & Zoning

Street Address640 KING ST
CityKING CITY
StateCA
Zip93930-3236
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHERITAGE PARK TR NO 1149 LOT 5
Legal SubdivisionHERITAGE PARK
Legal Tract1149
Legal Lot Number5
JurisdictionMONTEREY CA
Township / Civil DivisionKING CITY
Census Block Group4
Census Block4019
Census Tract11305

Owner

Source: Monterey County records · APN 026-532-005-000

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Owner Names on File
Mailing Address640 KING ST, KING CITY, CA 93930-3236
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

DateDocument
Jan 23, 2026Deed of Trust, Mortgage · Line of Credit
UNCLE CU
Nov 12, 2025Deed of Trust, Mortgage · Line of Credit
UNCLE CU
Aug 18, 2021Deed of Trust, Mortgage · Line of Credit
UNCLE CU
Mar 25, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNCLE CU
Jul 14, 2017Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 30, 2014 · Amount on Record
Deed SaleJan 30, 2014 · Amount on Record
Prior SaleDec 30, 2010
Deed Document Number2014004327
Record UpdatedJun 07, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTEREY CA
Property Address640 KING ST, KING CITY, CA 93930-3236
Transaction TypeMortgage
Record UpdatedFeb 03, 2026
Title CompanyE-PLACER TITLE, PLACER TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address640 KING ST, KING CITY, CA 93930-3236

Mortgage

Document Number0000002245
DateJan 23, 2026
Instrument2026002245
Lender
NameUNCLE CU
TypeCredit Union
AddressLIVERMORE, CA 94551
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueJan 22, 2051
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTEREY CA
Property Address640 KING ST, KING CITY, CA 93930-3236
Transaction TypeMortgage
Record UpdatedNov 20, 2025
Title CompanyPLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address640 KING ST, KING CITY, CA 93930-3236

Mortgage

Document Number0000042524
DateNov 12, 2025
Instrument2025042524
Lender
NameUNCLE CU
TypeCredit Union
AddressLIVERMORE, CA 94551
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueNov 11, 2050
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTEREY CA
Property Address640 KING ST, KING CITY, CA 93930-3236
Transaction TypeMortgage
Record UpdatedAug 31, 2021
Title CompanyPLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address640 KING ST, KING CITY, CA 93930-3236

Mortgage

Document Number0000055896
DateAug 18, 2021
Instrument2021055896
Lender
NameUNCLE CU
TypeCredit Union
AddressLIVERMORE, CA 94551
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueAug 17, 2046
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTEREY CA
Property Address640 KING ST, KING CITY, CA 93930-3236
Transaction TypeMortgage
Record UpdatedApr 12, 2021
Title CompanyWFG NATIONAL TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address640 KING ST, KING CITY, CA 93930-3236

Mortgage

Document Number0000021905
DateMar 25, 2021
Instrument2021021905
Lender
NameUNCLE CU
TypeCredit Union
AddressLIVERMORE, CA 94551
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueApr 01, 2036

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTEREY CA
Property Address640 KING ST, KING CITY, CA 93930-3236
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyOLD REPUBLIC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000037445
DateJul 14, 2017
Instrument2017037445
Lender
NameQUICKEN LOANS INC
TypeLending Institution
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2047

Tax Assessment & Valuation

Source: Monterey County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateCalifornia
CountyMonterey County
MunicipalityKing City
Secondary School DistrictSouth Monterey County Joint Union High School District (09 - 12)
Elementary School DistrictKing City Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$4,253.00 (+10.07%)$337,103 (+4.04%) Land $110,323 Building $226,780
2023$3,864.00 (+6.12%)$324,015 Land $106,040 Building $217,975
2022$3,641.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monterey County (06053C), updated July 15, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardModerate
500-Year FloodplainYes
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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