Henderson County property record for 640 King Rd, Flat Rock, NC 28731
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,664 sqft · built 2000 |
| Lot Size | 1.04 acres (45,302 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,050 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 9598418800 |
| Primary APN | 9598418800 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,664 sqft Heated Area |
| 1st Floor Area | 1,424 sqft |
| Basement Area | 576 sqft |
| Unfinished Basement | 576 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Lot Area | 45,302 sqft (1.04 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 164 sqft |
| Deck Area | 24 sqft |
| Patio Area | 55 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 9902011 |
|---|---|
| Street Address | 640 KING RD |
| City | FLAT ROCK |
| State | NC |
| Zip | 28731-5614 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 9902011~R2 |
| Legal Description | #05 GALLAMORE |
| Legal Subdivision | ARBOR MHP (7) |
| Legal Block | 41 |
| Legal Lot Number | 8800 |
| Jurisdiction | HENDERSON NC |
| Township / Civil Division | BLUE RIDGE |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 930201 |
Source: Henderson County assessment roll, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 373, DANA, NC 28724-0373 |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
Source: Henderson County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Henderson County |
| Unified School District | Henderson County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $322,700 (-) Land $40,400 Building $282,300 | ||
| 2025 | $1,050.00 | ||
| 2023 | $322,700 Land $40,400 Building $282,300 | $322,700 Land $40,400 Building $282,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · above 66% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Communications Cable | 940 / 35 |
| Starlink Satellite | 280 / 30 |
| AT&T DSL | 100 / 20 |
5G and 4G LTE (outdoors only)
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