640 J St, Springfield, OR 97477 Property Records

Lane County property record for 640 J St, Springfield, OR 97477

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,168 sqft · built 1940
Lot Size	0.307 acres (13,364 sqft)
Owner	Individual Name on Record
Last Sale	$95,000 (Jan 2002)
Tax Bill	$2,419 (2025)
Deeds & Mortgages	Apr 2017 Mortgage Sep 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`17-03-35-12-03801-000`

Property Details

APN / Parcel Number

Primary APN	`17-03-35-12-03801-000`
Alternative APNs	`1703351203801` `1371671`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,168 sqft Living Area
1st Floor Area	1,168 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1947
Exterior Material	Other
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	13,364 sqft (0.307 acres)

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Account Number	1371671
Street Address	640 J ST
City	SPRINGFIELD
State	OR
Zip	97477-4075
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LD
Legal Description	TL 03801
Legal Range	03
Legal Township	17
Legal Section	35
Legal Subdivision	CLARK & WASHBURNES ADDITION
Legal Lot Number	3801
Jurisdiction	LANE OR
Township / Civil Division	EUGENE-SPRINGFIELD
Census Block Group	1
Census Block	1003
Census Tract	3302

Owner

Source: Lane County records, as of October 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	640 J ST, SPRINGFIELD, OR 97477-4075
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2017	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Sep 12, 2017	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE
Oct 1, 2021	Deed of Trust, Mortgage · VA Mortgage CLEARPATH LENDING
Nov 1, 2021	Deed of Trust, Mortgage · VA Mortgage CLEARPATH LENDING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 15, 2002 · Amount on Record
Deed Sale	Jan 15, 2002 · Amount on Record
Deed Document Number	20023737
Record Updated	Oct 29, 2026

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	640 J ST, SPRINGFIELD, OR 97477-4075
Transaction Type	Mortgage
Record Updated	Nov 14, 2022
Title Company	FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000019631
Date	Apr 21, 2017
Instrument	2017-019631

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2047

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	640 J ST, SPRINGFIELD, OR 97477-4075
Transaction Type	Mortgage
Record Updated	Nov 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000045045
Date	Sep 12, 2017
Instrument	2017-045045

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	TROY, MI 48083

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2047

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	640 J ST, SPRINGFIELD, OR 97477-4075
Transaction Type	Mortgage
Record Updated	Nov 14, 2022
Title Company	EVERGREEN LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000063372
Date	Oct 1, 2021
Instrument	2021-063372

Lender

Name	CLEARPATH LENDING
Type	Lending Institution
Address	IRVINE, CA 92618

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	640 J ST, SPRINGFIELD, OR 97477-4075
Transaction Type	Mortgage
Record Updated	Nov 14, 2022
Title Company	EVERGREEN LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000069128
Date	Nov 1, 2021
Instrument	2021-069128

Lender

Name	CLEARPATH LENDING
Type	Lending Institution
Address	IRVINE, CA 92618

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

Source: Lane County assessment roll, as of November 10, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Lane County
Municipality	Springfield City
Unified School District	Springfield School District 19 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,419.00 (+6.14%)	$131,965 (+6.09%)	$359,462 (+6.7%) Land $137,160 Building $222,302
2023	$2,279.00 (+3.4%)	$124,391 (+3%)	$336,903 (+3.09%) Land $106,779 Building $230,124
2022	$2,204.00	$120,768	$326,796 Land $106,779 Building $220,017

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 26, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Oregon
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD UTILITY BOARD serves 62,100 people · EPA ID OR4100837
Water Source	Surface water
Last State Inspection	Sep 2021
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 601 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
CenturyLink Fiber · DSL in parts of the area	3,000 / 3,000
Xfinity Cable	2,000 / 250
Alyrica Fixed Wireless	400 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Hunter Communications, Verizon.

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