640 Iris Ave, Crete, NE 68333 Property Records

Saline County property record for 640 Iris Ave, Crete, NE 68333

Property Summary

Property Type	Duplex
Details	3 bd · 3 ba · 1,255 sqft · built 2001
Lot Size	0.189 acres (8,250 sqft)
Owner	Individual Name on File
Last Sale	$151,000 (Aug 2010)
Tax Bill	$4,487 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Dec 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3689-00-0-10166-000-0002`

Property Details

APN / Parcel Number

Primary APN	`3689-00-0-10166-000-0002`
Alternative APN	`760145761`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	14 Plumbing Fixtures
Stories	1 Story
Building Area	1,255 sqft Total Area
1st Floor Area	1,255 sqft
Basement Area	1,216 sqft
Finished Basement	1,094 sqft
Unfinished Basement	122 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	8,250 sqft (0.189 acres)
Lot Dimensions	165 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	504 sqft
Driveway	Concrete Driveway
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Deck Area	154 sqft
Patio Area	90 sqft
Shed	1 Shed
Shed Area	100 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	640 IRIS AVE
City	CRETE
State	NE
Zip	68333-2400
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	01-SINGLE
Legal Description	CRETE CITY LOTHROP HEIGHTS SOUTH ADDITION S 1/2 LOT 1
Legal Subdivision	SOUTH ADDITION
Legal Lot Number	1
Jurisdiction	SALINE NE
Township / Civil Division	CRETE
Census Block Group	1
Census Block	1006
Census Tract	960601

Owner

640 Iris Ave, a duplex, is owned and occupied by an individual who acquired it in May 2013.

Source: Saline County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	640 IRIS AVE, CRETE, NE 68333-2400
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2026	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Dec 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 24, 2010 · Amount on File
Deed Sale	Aug 24, 2010 · Amount on File
Prior Sale	Nov 14, 2001 · Amount on File
Deed Document Number	20101614
Deed Book / Page	377 / 153
Last Transfer Date	May 8, 2013
Transfer Doc	397/691
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALINE NE
Property Address	640 IRIS AVE, CRETE, NE 68333-2400
Transaction Type	Mortgage
Record Updated	Apr 7, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	640 IRIS AVE, CRETE, NE 68333-2400

Mortgage

Document Number	0202600442
Date	Mar 18, 2026
Instrument	2026-00442

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALINE NE
Property Address	640 IRIS AVE, CRETE, NE 68333-2400
Transaction Type	Mortgage
Record Updated	Dec 28, 2021
Title Company	CHARTER T&E SVCS INC LINCOLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202102379
Date	Dec 16, 2021
Instrument	2021-02379

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 640 Iris Ave was $4,487 with a homeowner's exemption.

Source: Saline County assessment roll, as of March 6, 2026

Property Jurisdictions

Type	Name
State	Nebraska
Municipality	Crete City
County	Saline County
Unified School District	Crete Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$347,085 (-) Land $33,000 Building $314,085	$347,085 (-) Land $33,000 Building $314,085
2025	$4,487.00 Homeowner's exemption	$347,085 Land $33,000 Building $314,085	$347,085 Land $33,000 Building $314,085
2023	$4,512.00 Homeowner's exemption	$284,525 Land $25,310 Building $259,215	$284,525 Land $25,310 Building $259,215

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 640 Iris Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 26, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 640 Iris Ave is moderate, ranking above 44% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 66% of Nebraska
Wildfire Likelihood	0.08% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CRETE serves 7,566 people · EPA ID NE3115104
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Allo Communications Fiber	2,300 / 2,300
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
AT&T Fixed Wireless	100 / 20

May also be available: Nextlink.

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