640 Indian Rd, Wayne, NJ 07470 Property Records

Passaic County and Wayne Township property record for 640 Indian Rd, Wayne, NJ 07470

Property Summary

Property Type	Single Family Home
Details	2,040 sqft · built 1968
Lot Size	0.692 acres (30,144 sqft)
Owner	Individual Name on Record
Last Sale	$385,000 (Nov 2016)
Tax Bill	$12,086 (2025)
Deeds & Mortgages	Jul 2023 Mortgage Oct 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-04604-0000-00033`

Property Details

APN / Parcel Number

Primary APN	`14-04604-0000-00033`
Alternative APNs	`1400675D00005` `140460400033`

Interior

Building Area	2,040 sqft Living Area

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Architectural Style	Ranch
Lot Area	30,144 sqft (0.692 acres)

Location & Zoning

Old Parcel Number	1400675D00005
Street Address	640 INDIAN RD
City	WAYNE
State	NJ
Zip	07470-4962
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	WAYNE HILLS ESTATES SEC 1
Legal Block	4604
Legal Lot Number	33
Jurisdiction	PASSAIC NJ
Township / Civil Division	WAYNE
Census Block Group	3
Census Block	3007
Census Tract	246002

Owner

Source: Passaic County and Wayne Township records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	640 INDIAN RD, WAYNE, NJ 07470-4962
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 25, 2023	Deed of Trust, Mortgage BRIAN DROST AND NADINE DROST
Oct 28, 2021	Deed of Trust, Mortgage · FHA Mortgage FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 23, 2016 · Amount on Record
Deed Sale	Nov 23, 2016 · Amount on Record
Deed Document Number	201658237
Deed Book / Page	2944 / 81
Record Updated	Sep 20, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	640 INDIAN RD, WAYNE, NJ 07470-4962
Transaction Type	Mortgage
Record Updated	Aug 30, 2023
Title Company	TITLE AGENCY/NJ INC, TITLE AGENCY OF NJ INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	640 INDIAN RD, WAYNE, NJ 07470-4962

Mortgage

Document Number	0000023799
Date	Jul 25, 2023
Book Page	M18567/25
Instrument	2023023799

Lender

Name	BRIAN DROST AND NADINE DROST
Type	Private Party
Address	136 US HIGHWAY 46 E, LODI, NJ 07644

Agreement

Amount	Amount Recorded

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	640 INDIAN RD, WAYNE, NJ 07470-4962
Transaction Type	Mortgage
Record Updated	Nov 30, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	640 INDIAN RD, WAYNE, NJ 07470-4962

Mortgage

Document Number	0000068028
Date	Oct 28, 2021
Book Page	M17552/135
Instrument	2021068028

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	JACKSONVILLE, FL 32202

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	302 Months
Due	Dec 1, 2046

Tax Assessment & Valuation

Source: Passaic County and Wayne Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
County Subdivision	Wayne Township
Unified School District	Wayne Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$201,500 (-) Land $126,000 Building $75,500	$201,500 (-) Land $126,000 Building $75,500
2025	$12,086.00 (+0.88%)	$201,500 (-) Land $126,000 Building $75,500	$201,500 (-) Land $126,000 Building $75,500
2024	$11,981.00 (+5.17%)
2023		$201,500 Land $126,000 Building $75,500	$201,500 Land $126,000 Building $75,500
2022	$11,392.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1979–2021)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 89% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWNSHIP OF WAYNE serves 55,000 people · EPA ID NJ1614001
Water Source	Purchased surface water from N.J.D.W.S.C. - WANAQUE NORTH
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable · Fiber in parts of the area	940 / 35
Starlink Satellite	280 / 30

May also be available: Verizon.

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