640 Holly St, Ojai, CA 93023 Property Records

Ventura County property record for 640 Holly St, Ojai, CA 93023

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,653 sqft · built 1964
Lot Size	0.193 acres (8,400 sqft)
Owner	Individual Name on File
Last Sale	$815,000 (Nov 2023)
Tax Bill	$9,877 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Nov 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`033-0-362-265`

Property Details

APN / Parcel Number

Primary APN	`033-0-362-265`
Alternative APN	`0330371205`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,653 sqft Living Area
1st Floor Area	1,653 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Lot Area	8,400 sqft (0.193 acres)
Lot Dimensions	100 ft deep x 84 ft wide
Garage Area	475 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	55 sqft
Patio Area	290 sqft

Location & Zoning

Old Parcel Number	0330371205
Street Address	640 HOLLY ST
City	OJAI
State	CA
Zip	93023-4122
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R110
Legal Description	LOT: D REF: 001PM 078
Legal Subdivision	1382-128
Legal Block	362
Legal Lot Number	D
Jurisdiction	VENTURA CA
Township / Civil Division	OJAI-MIRA MONTE
Census Block Group	1
Census Block	1001
Census Tract	1102

Owner

640 Holly St is owned and occupied by an individual who bought it in November 2023.

Source: Ventura County records, as of July 15, 2026

Owner of Record	Individual Name on File
Mailing Address	640 HOLLY ST, OJAI, CA 93023-4122
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2025	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Nov 20, 2023	Grant Deed, Transfer · Conventional Mortgage AXIA FINANCIAL LLC
Mar 29, 2023	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 20, 2023 · Amount on File
Deed Sale	Nov 20, 2023 · Amount on File
Deed Document Number	202376317
Prior Transfer Date	Mar 28, 2023
Prior Transfer Doc	0000022819
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	640 HOLLY ST, OJAI, CA 93023-4122
Transaction Type	Mortgage
Record Updated	Nov 3, 2025
Title Company	WFG TITLE COMPANY/CA-SAN DIEGO, WFG TITLE CO OF CA SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	702 N VENTURA ST G, G, OJAI, CA 93023-2648

Mortgage

Document Number	0000074627
Date	Oct 17, 2025
Instrument	2025000074627

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

November 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	VENTURA CA
Recording Date	Nov 20, 2023
Property Address	640 HOLLY ST, OJAI, CA 93023-4122
Document Number	0000076317
Map Reference	MB 1 PG 78
Instrument Date	Oct 28, 2023
Instrument	2023000076317
Transaction Type	Transfer
Record Updated	Dec 7, 2023
Title Company	LAWYERS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	640 HOLLY ST, OJAI, CA 93023-4122

Mortgage

Document Number	0000076318
Date	Nov 20, 2023
Instrument	2023000076318

Lender

Name	AXIA FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2053

March 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	VENTURA CA
Recording Date	Mar 29, 2023
Property Address	640 HOLLY ST, OJAI, CA 93023-4122
Document Number	0000022819
Map Reference	MB 1 PG 78
Instrument Date	Mar 28, 2023
Instrument	2023000022819
Transaction Type	Transfer
Record Updated	Apr 12, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	640 HOLLY ST, OJAI, CA 93023-4122

Tax Assessment & Valuation

The 2025 property tax bill for 640 Holly St was $9,877, up 2.3% from the year before.

Source: Ventura County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	Ventura County
Unified School District	Ojai Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$847,926 (+2%) Land $551,412 Building $296,514
2025	$9,877.00 (+2.27%)	$831,300 Land $540,600 Building $290,700
2024	$9,658.00 (+367.02%)
2023	$2,068.00 (+0.58%) Homeowner's exemption	$127,490 Land $27,050 Building $100,440
2022	$2,056.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 640 Holly St in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 25 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	25 in force
Nearby Flood Claims	13 (1980–2005)
Claims Outside the SFHA	11 of 13
Most Recent Claim	Jan 2005 · Severe Storms, Flooding, Debris Flows, And Mudslides
Claims by Event	Severe Storms, Flooding, Debris Flows, And Mudslides, Jan 2005 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 640 Holly St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 79% of California
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VENTURA RIVER WATER DISTRICT serves 6,100 people · EPA ID CA5610022
Water Source	Purchased surface water from CASITAS MUNICIPAL WATER DIST
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 390 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: GeoLinks, T-Mobile.

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