State of Hawaii and Hawaii County property record for 640 Hinano St, Hilo, HI 96720
| Property Type | Single Family Home |
|---|---|
| Details | 9 bd · 4.5 ba · 4,764 sqft · built 1924 |
| Lot Size | 0.517 acres (22,500 sqft) |
| Owner | Individual Name on File |
| Last Sale | $496,600 (Nov 2019) |
| Tax Bill | $11,767 (2025) |
| Deeds & Mortgages | Jun 2022 Mortgage Apr 2017 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 3-2-2-036-028 |
| Primary APN | 3-2-2-036-028 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 9 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 19 Rooms |
| Stories | 1 Story |
| Building Area | 4,764 sqft Living Area |
| Gross Area | 5,178 sqft |
| 1st Floor Area | 4,116 sqft |
| Flooring | Carpet |
| Interior Walls | Wood |
| Year Built | Built 1924 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 22,500 sqft (0.517 acres) |
| Garage Type | Carport |
| Garage Area | 440 sqft |
| Carport | Carport |
| Carport Area | 440 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 602 sqft |
| Deck Area | 84 sqft |
| Total Buildings | 2 Buildings |
| Street Address | 640 HINANO ST |
|---|---|
| City | HILO |
| State | HI |
| Zip | 96720-4427 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 1B |
| Legal Description | LOT 6 22,500 SF DES BLK 27 LPGR 9006 WAIAKEA HOUSE LOTS |
| Legal Subdivision | WAIAKEA HOUSELOTS-1ST SER. |
| Legal Block | 27 |
| Legal Lot Number | 6 |
| Jurisdiction | HAWAII HI |
| Township / Civil Division | HILO |
| Census Block Group | 4 |
| Census Block | 4022 |
| Census Tract | 20500 |
640 Hinano St is owned and occupied by an individual who acquired it in December 2020.
Source: State of Hawaii and Hawaii County records, as of August 6, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 640 HINANO ST, HILO, HI 96720-4427 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 8, 2022 | Deed of Trust, Mortgage HAWAIIUSA FCU |
| Apr 28, 2017 | Deed of Trust, Mortgage · Line of Credit FIRST HAWAIIAN BANK |
| Dec 18, 2020 | Warranty Deed, Transfer ATTORNEY ONLY |
| Nov 12, 2019 | Warranty Deed, Transfer NOT AVAILABLE |
| Dec 22, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Jan 3, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 12, 2019 · Amount on File |
| Deed Sale | Nov 12, 2019 · Amount on File |
| Prior Sale | Oct 18, 2013 · Amount on File |
| Deed Document Number | 201972550775 |
| Last Transfer Date | Dec 2, 2020 |
| Transfer Doc | 0076570882 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAWAII HI |
| Property Address | 640 HINANO ST, HILO, HI 96720-4427 |
| Transaction Type | Mortgage |
| Record Updated | Apr 30, 2026 |
| Title Company | TG |
| Name | Verified Name |
|---|
| Document Number | 0A81940493 |
|---|---|
| Date | Jun 8, 2022 |
| Instrument | A-81940493 |
| Name | HAWAIIUSA FCU |
|---|---|
| Type | Credit Union |
| Address | HONOLULU, HI 96817 |
| Amount | Amount on Record |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAWAII HI |
| Property Address | 640 HINANO ST, HILO, HI 96720-4427 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TG |
| Name | Verified Name |
|---|
| Document Number | 0A63270452 |
|---|---|
| Date | Apr 28, 2017 |
| Instrument | A-63270452 |
| Name | FIRST HAWAIIAN BANK |
|---|---|
| Type | Bank |
| Address | HONOLULU, HI 96847 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAWAII HI |
| Recording Date | Dec 18, 2020 |
| Property Address | 640 HINANO ST, HILO, HI 96720-4427 |
| Document Number | 0A76570882 |
| Instrument Date | Dec 2, 2020 |
| Instrument | A76570882 |
| Transaction Type | Transfer |
| Record Updated | Dec 29, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 640 HINANO ST HILO HI 967204427, HILO, HI 96720-4427 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAWAII HI |
| Recording Date | Nov 12, 2019 |
| Property Address | 640 HINANO ST, HILO, HI 96720-4427 |
| Document Number | 0A72550775 |
| Instrument Date | Oct 22, 2019 |
| Instrument | A72550775 |
| Transaction Type | Transfer |
| Record Updated | Dec 19, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 640 HINANO ST HILO HI 967204427, HILO, HI 96720-4427 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HAWAII HI |
| Recording Date | Dec 22, 2017 |
| Property Address | 640 HINANO ST, HILO, HI 96720-4427 |
| Document Number | 0A65650634 |
| Instrument Date | Sep 19, 2017 |
| Instrument | A65650634 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 640 HINANO ST HILO HI 967204427, HILO, HI 96720-4427 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HAWAII HI |
| Recording Date | Jan 3, 2018 |
| Property Address | 640 HINANO ST, HILO, HI 96720-4427 |
| Document Number | 0A65770473 |
| Instrument Date | Sep 19, 2017 |
| Instrument | A65770473 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 640 HINANO ST HILO HI 967204427, HILO, HI 96720-4427 |
The 2025 property tax bill for 640 Hinano St was $11,767 with a homeowner's exemption.
Source: State of Hawaii and Hawaii County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | Hawaii |
| County | Hawaii County |
| Unified School District | Hawaii Department of Education (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,218,700 (+0.71%) Land $372,400 Building $846,300 | $1,218,700 (+0.71%) Land $372,400 Building $846,300 | |
| 2025 | $11,767.00 | $1,210,100 (+9.81%) Land $363,800 Building $846,300 | $1,210,100 (+9.81%) Land $363,800 Building $846,300 |
| 2024 | $1,102,000 (+8.16%) Land $296,300 Building $805,700 | $1,102,000 (+8.16%) Land $296,300 Building $805,700 | |
| 2023 | $9,644.00 | $1,018,900 Land $269,600 Building $749,300 | $1,018,900 Land $269,600 Building $749,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 640 Hinano St in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective July 11, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 11 (1978–2018) |
| Claims Outside the SFHA | 1 of 11 |
| Most Recent Claim | Aug 2018 · Hurricane Lane |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 640 Hinano St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Hawaii |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HILO serves 39,477 people · EPA ID HI0000101 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2021 |
| Lead | Under 1 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 2,850 / 2,850 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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